See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1315 Lithia Springs Rd, Shelby, NC, 28150

2beds
2baths
1,491sqft
$199,900
$134price/sqft
$1,402/moest. monthly cost
$56,080/yrincome needed

About This Home

Don’t miss this incredible opportunity to own a charming 1945 cottage full of character and potential. Situated on a spacious 0.72-acre level lot, this 1,472 sq. ft. home offers the perfect balance of privacy and convenience. The single-story layout features timeless architectural details and a warm, inviting footprint ready for your personal updates and vision. Step outside to enjoy the expansive backyard—ideal for relaxing evenings, gardening, or entertaining guests. Conveniently located just minutes from downtown Shelby, you’ll have easy access to local shops, dining, and everyday amenities. Whether you’re a first-time buyer looking to build equity, downsizing into a more manageable space, or an investor searching for a strong rental opportunity, this property delivers exceptional value at an attractive price point. Schedule your showing today—this one won’t last long.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
Fallston ElementaryGrades PK-57.3 mi
4/10
Burns MiddleGrades 6-87.2 mi
4/10
Burns High SchoolGrades 9-126.8 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator
  • Laundry features: In Bathroom

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,491

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,491
  • Total interior livable area: 1,491 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 29817
  • Zoning: R20
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main

Lot

  • Lot size: 0.72 Acres

Parking

  • Parking features: Detached Carport,Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Hail
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Cleveland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$89$1,068
Property Taxes $103$1,236
Electricity $200$2,405
Total$1,402$16,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,068/yr
40% on housing$42,060/yr
45% on housing$37,386/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 28150$126
Cleveland County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 28150$161
Cleveland County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-05Price change$199,900
2026-05-12Price change$215,000
2026-03-30Listed for sale$219,000
2026-03-23Listing removed$240,000
2026-02-25Listed for sale$240,000

For Sale by Agent

AgentScott Ide
BrokerageNorthgroup Real Estate

Similar Homes