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174 Columns Cir, Shelby, NC, 28150

2beds
2baths
1,188sqft
$245,000
$206price/sqft
$1,746/moest. monthly cost
$69,840/yrincome needed

About This Home

Listed below tax value. Updated, move-in ready 2-bedroom townhome in the desirable Columns subdivision offering sought-after main-level living. Vaulted ceilings create an open, airy feel in the main living area, complemented by new flooring and neutral paint throughout. One bedroom located on the main level for added convenience. Kitchen features a functional U-shaped layout with new stainless steel appliances, ample cabinetry, and generous counter space. Window over the sink provides natural light. Private rear patio with screened door access, perfect for relaxing or low-maintenance outdoor living. Upper level includes a spacious second bedroom with a flexible nook area ideal for a home office or sitting space. Single-car garage. Low-maintenance living in a convenient location just minutes to Uptown Shelby, approximately 15 minutes to Kings Mountain, and 45 minutes to Charlotte

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
Jefferson ElementaryGrades PK-50.7 mi
4/10
Shelby MiddleGrades 6-83.2 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Slab
  • Construction materials: Brick Full

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Refrigerator,Washer,Washer/Dryer
  • Laundry features: Inside,Laundry Closet,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,188

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,188
  • Total interior livable area: 1,188 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 49536
  • Zoning: R6-CU
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main

Lot

  • Lot size: 0.04 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Cleveland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$109$1,308
Property Taxes $199$2,388
Electricity $200$2,405
Total$1,746$20,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,862/yr
40% on housing$52,380/yr
45% on housing$46,560/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 28150$125
Cleveland County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 28150$161
Cleveland County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$250,000
2026-03-19Price change$255,000
2026-03-04Listed for sale$259,500
2023-04-06Sold$230,000
2023-03-11Pending sale$225,000
2023-03-08Listed for sale$225,000
2023-03-07Listing removed--
2022-12-06Pending sale$219,900
2022-11-29Price change$219,900
2022-09-16Price change$220,000
2022-09-09Listed for sale$230,000
2022-09-06Listing removed--
2022-08-31Listed for sale$237,000
2022-06-17Sold$225,000
2017-03-30Sold$131,000
2016-12-19Listed for sale$139,000
2010-05-17Sold$150,000

For Sale by Agent

AgentKelly Howell
BrokerageHuitt Realty LLC

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