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807 E Front Street, New Bern, NC, 28560

4beds
4baths
3,220sqft
$750,000
$233price/sqft
$4,921/moest. monthly cost
$196,840/yrincome needed

About This Home

Located in historic downtown New Bern, where historic charm meets modern convenience, this spacious three-story home offers 4 bedrooms, 3.5 bathrooms, and a thoughtfully designed floor plan with plenty of room for everyday living and entertaining. The main living level features an expansive living space with a large living room, dining area, and generous kitchen with abundant workspace and storage. An additional flex area adjacent to the kitchen is ideal for a den, sitting area, or breakfast nook. The living room opens to a balcony overlooking downtown, while a second private balcony off the primary suite provides another inviting space to relax and enjoy refreshing Neuse River breezes. An elevator serves all three levels in addition to the stairways, providing convenience throughout the home. Additional features include a natural gas fireplace, 20kW whole-house generator, irrigation system, and garage space for two vehicles. The sellers completed a pre-listing inspection and have addressed many of the identified items. Information regarding repairs and improvements is available upon request. Enjoy all that New Bern has to offer, from its vibrant downtown, locally owned shops, restaurants, and waterfront parks to its rich history, active arts scene, and year-round community events. This is an opportunity to experience one of North Carolina's most beloved coastal towns from a location that puts it all within easy reach.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
68
BikeBikeable

Schools

4/10
J T Barber ElementaryGrades PK-51.5 mi
5/10
H J MacDonald MiddleGrades 6-83.3 mi
3/10
New Bern HighGrades 9-124.4 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Water Softener,Washer,Refrigerator,Dryer,Dishwasher
  • Laundry features: Laundry Room

Bedroom2

  • Level: Third

Bedroom3

  • Level: Third

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Second

Family Room

  • Level: Second

Features

  • Walk-in Closet(s),High Ceilings,Entrance Foyer,Elevator,Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Heat Pump,Electric,Natural Gas
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,220
  • Total interior livable area: 3,220 sqft

Kitchen

  • Level: Second

Laundry

  • Level: Third

Living Room

  • Level: Second

Master Bedroom

  • Level: Third

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 8003B 012
  • Zoning: Residential
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: Three Or More
  • Patio & porch: Covered,Balcony
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 3000 - 3499

Lot

  • Lot size: 3,485 sqft
  • Lot size dimensions: Subject to Survey

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear,Concrete,On Site
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Craven County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$305$3,660
Property Taxes $525$6,300
Electricity $299$3,598
Total$4,921$59,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,720/yr
40% on housing$147,630/yr
45% on housing$131,226/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 28560$159
Craven County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 28560$176
Craven County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Price change$750,000
2026-06-12Listed for sale$775,000
2025-07-17Listing removed$795,000
2025-05-21Price change$795,000
2025-03-05Listed for sale$825,000
2013-01-30Sold$293,000
2007-04-04Sold$231,500

For Sale by Agent

AgentJessica L Mayo
BrokerageCOLDWELL BANKER SEA COAST ADVANTAGE

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