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205 E Front St, Oxford, NC, 27565

5beds
3baths
4,525sqft
$279,000
$62price/sqft
$2,254/moest. monthly cost
$90,160/yrincome needed

About This Home

Downtown Oxford. Offering more than 4,000 square feet of living space, this property presents a rare opportunity to own a true piece of Oxford history while adding your own vision and finishing touches. This grand residence features soaring ceilings, original architectural details, hardwood floors, and multiple oversized living spaces filled with natural light. Portions of the home have already undergone substantial renovation, including a beautifully updated chef's kitchen designed to impress with modern finishes, abundant workspace, and an ideal layout for entertaining. Throughout the home, you'll find a unique blend of restored spaces and original rooms awaiting transformation. Some areas retain their historic charm and are ready for cosmetic updates, while others are mid-renovation and offer the perfect canvas for customization and value-add potential. Bring your vision and restore this historic gem to its full potential. Property to be sold as-is.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
C G Credle ElementaryGrades PK-50.6 mi
3/10
4/10
J F Webb HighGrades 9-122.3 mi

Construction

Condition

  • Year built: 1901

Materials

  • Foundation: Brick/Mortar,Stone
  • Roof: Metal
  • Construction materials: Aluminum Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse, Local Historic Designation, National Historic Designation
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Double Oven,Freezer,Gas Cooktop,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Dining L,Entrance Foyer,Granite Counters,High Ceilings,Kitchen Island
  • Flooring: Carpet,Combination,Hardwood,Tile
  • Finished area below ground: 0
  • Finished area above ground: 4,525

Heating & Cooling

  • Heating features: Gas Pack,Natural Gas
  • Cooling features: Central Air,Gas,Heat Pump,Varies by Unit

Interior Area

  • Total structure area: 4,525
  • Total interior livable area: 4,525 sqft

Property

Details

  • Parcel number: 192318216459
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Front Porch,Rear Porch
  • Has view: Yes

Lot

  • Lot size: 8,712 sqft
  • Features: City Lot

Parking

  • Total spaces: 3
  • Parking features: Carport
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Granville County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$141$1,692
Property Taxes $282$3,384
Electricity $421$5,057
Total$2,254$27,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,280/yr
40% on housing$67,620/yr
45% on housing$60,106/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.7%
-4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$62This listing

vs Other Active Listings

Avg $/sqft

ZIP 27565$146
Granville County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 27565$193
Granville County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$279,000
2001-03-22Sold$145,000

For Sale by Agent

AgentPenny Howell Rogers
BrokerageNorthern Point Realty

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