See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

237 Saddletree Rd, Oxford, NC, 27565

6beds
5baths
4,189sqft
$699,000
$167price/sqft
$4,982/moest. monthly cost
$199,280/yrincome needed

About This Home

Stunning custom home in Oxford's Green Acres subdivision with over 6,500 SF under roof, including a 2,280 SF heated and air-conditioned unfinished WALK-OUT BASEMENT with workshop and future expansion potential. Situated on a private .80-acre lot surrounded by woods with NO HOA! This quality-built home offers 6 bedrooms, 4.5 baths, office, bonus room, and workout room, with 3 bedrooms conveniently located on the main level. Open floor plan features hardwood floors, plantation shutters, elegant columns, and spacious living areas including a living room with fireplace. Completely remodeled gourmet kitchen (2011) includes granite countertops, tile backsplash, stainless steel appliances, pot filler, double ovens, gas range, walk-in pantry, and bay-window breakfast nook. Main-level primary suite features a tray ceiling, massive walk-in closets with dressing area, and luxury bath with ceramic tile, oversized shower, and jetted tub. Upstairs includes 3 additional bedrooms, bonus/media spaces, and POTENTIAL ADDITIONAL laundry/storage area. The large unfinished basement is already heated/cooled and studded and plumbed for additional rooms, full bath, gym, workshop, and/or recreation space. Outdoor living includes a 29x12 deck, 26x13 COVERED PATIO(lower level) PLUS the oversized 38x8 FRONT PORCH perfect for summer evenings. Additional features include the epoxy garage floor, backflow to irrigation system, fenced backyard, whole-house generator, tankless water heater, and numerous updates from 2011-2023! 2-car garage. Exceptional storage, flexibility, and space for multigenerational living, entertaining, or future customization.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

5/10
C G Credle ElementaryGrades PK-51.6 mi
3/10
4/10
J F Webb HighGrades 9-122.7 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Block,Brick/Mortar
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Double Oven,Dryer,Free-Standing Refrigerator,Gas Cooktop,Ice Maker,Oven,Range Hood,Refrigerator,Washer,Washer/Dryer
  • Laundry features: Inside,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed, Block, Concrete, Daylight, Exterior Entry, Full, Heated, Interior Entry, Storage Space, Unfinished, Walk-Out Access, Walk-Up Access, Workshop

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Chandelier,Crown Molding,Double Vanity,Dual Closets,Eat-in Kitchen,High Speed Internet,Master Downstairs,Radon Mitigation,Recessed Lighting,Stone Counters,Storage,Tray Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Concrete,Hardwood,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,189

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s),Forced Air,Natural Gas,Varies by Unit
  • Cooling features: Attic Fan,Ceiling Fan(s),Central Air,Electric,Multi Units

Interior Area

  • Total structure area: 4,189
  • Total interior livable area: 4,189 sqft

Property

Accessibility

  • Accessibility features: Accessible Washer/Dryer

Details

  • Parcel number: 192320812678
  • Special condition: Standard

Features

  • Levels: Tri-Level
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch,Porch
  • Exterior features: Barbecue,Fenced Yard,Gas Grill,Outdoor Grill,Private Yard,Rain Gutters
  • Fencing: Back Yard, Fenced
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.80 Acres
  • Features: Back Yard,Front Yard,Sloped

Parking

  • Total spaces: 6
  • Parking features: Attached,Driveway,Garage,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Granville County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$355$4,260
Property Taxes $703$8,436
Electricity $390$4,681
Total$4,982$59,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$170,811/yr
40% on housing$149,460/yr
45% on housing$132,853/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.7%
-4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 27565$144
Granville County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 27565$193
Granville County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-22Listed for sale$699,000
2022-06-14Sold$575,000
2022-05-31Contingent$647,000
2022-04-27Listed for sale$647,000
2022-03-01Sold$490,000
2021-10-22Contingent$570,000
2021-06-10Listed for sale$570,000
2013-08-15Sold$360,000
2013-04-13Listed for sale$399,000

For Sale by Agent

AgentTracy Dozier-Peiffer
BrokeragePremier Advantage Realty Inc

Similar Homes