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6640 Williams Street, Bailey, NC, 27807

2beds
2baths
1,444sqft
$239,900
$166price/sqft
$1,809/moest. monthly cost
$72,360/yrincome needed

About This Home

2 Bedroom, 2 Bath Home in Bailey, located just off US Hwy 264, making an easy commute to Wake County. Home has large Living Room and Kitchen with granite countertops, tile backsplash and pantry. Bonus Room with two closets and Full Bath could be used for 3rd Bedroom.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
Bailey ElementaryGrades PK-50.3 mi
8/10
Southern Nash MiddleGrades 6-86.6 mi
4/10
Southern Nash HighGrades 9-125.0 mi

Construction

Condition

  • Year built: 1956

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Block,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Refrigerator,Range,Dishwasher

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: First

Features

  • Master Downstairs,Solid Surface,Ceiling Fan(s),Pantry,Eat-in Kitchen
  • Flooring: Carpet,Laminate,Tile
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,444
  • Total interior livable area: 1,444 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 276417018410
  • Zoning: R 10
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: None
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 1400 - 1599

Lot

  • Lot size: 0.44 Acres
  • Lot size dimensions: 158 x 120

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Tornado
Cold Wave
Drought
Hail
Hurricane
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters in Nash County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$100$1,200
Property Taxes $296$3,552
Electricity $200$2,405
Total$1,809$21,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,022/yr
40% on housing$54,270/yr
45% on housing$48,240/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 27807$140
Nash County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 27807$169
Nash County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Price change$239,900
2026-06-24Listed for sale$250,000
2021-05-14Sold$184,000
2019-09-03Sold$10,000

For Sale by Agent

AgentChuck Williamson
BrokerageChesson Agency, eXp Realty

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