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5008 Willow Oak Dr, Lumberton, NC, 28358

4beds
4baths
3,089sqft
$475,000
$154price/sqft
$3,417/moest. monthly cost
$136,680/yrincome needed

About This Home

Welcome to this spacious traditional brick home in the desirable Oakridge neighborhood of Lumberton. Offering over 3,000 square feet, this well-maintained home features 4 bedrooms, 3.5 bathrooms, an updated kitchen, generous living spaces, hardwood floors throughout the main level, a large bonus room, and a screened porch overlooking the backyard. Situated on a beautifully landscaped .54-acre lot with mature trees, this property offers both privacy and plenty of outdoor space in one of Lumberton’s most established neighborhoods. A two-car garage with additional storage and a roof replaced in 2019 add lasting value and peace of mind.For buyers seeking even more space, the adjoining .54-acre lot behind the home is also available for purchase. Don’t miss this opportunity to own a classic brick home with timeless appeal, generous living space, and an exceptional homesite. Schedule your private showing today!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

1/10
L Gilbert Carroll MiddleGrades 4-51.1 mi
4/10
Lumberton Junior HighGrades 6-84.6 mi
5/10
Lumberton Senior HighGrades 9-121.1 mi

Construction

Condition

  • Year built: 1996

Materials

  • Construction materials: Brick Veneer,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning

Heating & Cooling

  • Heating features: Central,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,089 sqft

Property

Details

  • Parcel number: 100610065
  • Special condition: Standard
  • Exclusions: n/a

Features

  • Levels: Two
  • Stories: 2
  • Living area range: 3001-3500

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Hurricane
Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail
Heat Wave

FEMA Declared Disasters in Robeson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$426$5,112
Property Taxes $303$3,636
Electricity $287$3,452
Total$3,417$41,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,154/yr
40% on housing$102,510/yr
45% on housing$91,120/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 28358$111
Robeson County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 28358$117
Robeson County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$475,000

For Sale by Agent

AgentCHELSEA BIGGS MEMORY
BrokerageCENTURY 21 The Real Estate Center

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