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96 Surry Dr, Lumberton, NC, 28358

3beds
1baths
1,140sqft
$165,000
$145price/sqft
$1,305/moest. monthly cost
$52,200/yrincome needed

About This Home

Escape the neighborhood without sacrificing convenience! Nestled on approximately 2.5 acres, this charming home offers the space and privacy that today's buyers are searching for. A long circular driveway welcomes you home, while mature trees create a peaceful setting with room to breathe. The spacious covered front porch is perfect for morning coffee, relaxing evenings, or gathering with family and friends. Inside, you'll find generous living spaces filled with natural light, updated flooring, a beautifully renovated kitchen with stainless steel appliances, spacious bedrooms, and an inviting layout that's ready for everyday living. Outside is where this property truly shines. Multiple outbuildings, an additional septic system, and a large rear building provide endless possibilities for hobbies, storage, entertaining, workshop space, or future improvements (subject to county approval). Whether you've dreamed of gardening, raising chickens, parking an RV, building a shop, or simply enjoying your own slice of country, this property offers the flexibility to make it happen. Located on a quiet dead-end road, you'll enjoy peaceful country living while remaining just a short drive from shopping, restaurants, and Fort Bragg. If you've been searching for acreage, privacy, and potential, this is a property you won't want to miss.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
East Robeson PrimaryGrades PK-31.0 mi
3/10
Littlefield MiddleGrades 4-81.9 mi
5/10
Lumberton Senior HighGrades 9-125.4 mi

Construction

Condition

  • Property condition: Good Condition
  • Year built: 1960

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One and One Half Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup,Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Attic,Ceiling Fan(s),Separate/Formal Dining Room,High Ceilings,Primary Downstairs,Storage,Tub Shower
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,140 sqft

Property

Details

  • Parcel number: 290403015
  • Special condition: Standard
  • Exclusions: N/a

Features

  • Levels: One and One Half
  • Patio & porch: Covered,Porch
  • Topography of land: Cleared
  • Living area range: 1001-1100

Lot

  • Features: 2-3 Acres,Cleared

Parking

  • Total spaces: 2
  • Parking features: Detached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Hurricane
Lightning
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Robeson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$148$1,776
Property Taxes $123$1,476
Electricity $200$2,405
Total$1,305$15,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,742/yr
40% on housing$39,150/yr
45% on housing$34,800/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 28358$112
Robeson County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 28358$117
Robeson County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$159,900
2026-06-27Listed for sale$165,000
2024-08-13Sold$133,500
2024-07-12Pending sale$133,500
2024-05-31Listed for sale$133,500
2023-04-28Sold$96,000
2010-06-07Sold$88,000

For Sale by Agent

AgentHEATHER SHIRK
BrokerageRE/MAX CHOICE

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