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1285 Patterson St, China Grove, NC, 28023

4beds
3baths
2,758sqft
$540,000
$196price/sqft
$3,707/moest. monthly cost
$148,280/yrincome needed

About This Home

If you have been waiting for a home with timeless style, room to spread out, and a setting that's getting harder to find, welcome home! This classic brick ranch with one level living offers over 2800 square feet of comfortable living on nearly an acre in the sought after South Rowan district in China Grove-all with no city taxes! Inside, you will find 4 bedrooms, two and a half baths, and a thoughtfully updated and freshly painted kitchen featuring granite countertops and a full suite of stainless steel appliances that is ready for everything from weeknight dinners to holiday gatherings. The inviting living spaces offer the warmth and character that only a true brick ranch can provide, while the cedar closet adds a touch of timeless craftsmanship-there's even a gorgeous wood burning fireplace for cozy evenings. One of this homes many highlights is the screened porch where you can enjoy Carolina evenings overlooking mature landscaping and a peaceful backyard. The stately circular driveway creates impressive curb appeal and offers plenty of parking for family and guests alike. Practical updates provide peace of mind, including the HVAC system replaced in 2019, septic tank pumped in July of this year, and a dehumidifier. Need extra space? The 16x16 wired outbuilding is perfect for a workshop, hobby space, storage, or your next creative project. Classic homes with this much space in such a great location, a nice piece of land, and character don't come along often-this South Rowan gem is waiting for you!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
3/10
3/10
South Rowan High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Laundry Room,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 4

Features

  • Built-in Features,Kitchen Island,Pantry,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Family Room,Wood Burning
  • Finished area below ground: 0
  • Finished area above ground: 2,758

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,758
  • Total interior livable area: 2,758 sqft

Primary Bedroom

  • Features: Built-in Features,Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: Main

Property

Accessibility

  • Accessibility features: Two or More Access Exits

Details

  • Parcel number: 123A00202
  • Zoning: RS
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Screened,Side Porch

Lot

  • Lot size: 0.83 Acres
  • Features: Level,Private

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Driveway,Attached Garage,Garage Faces Side,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Rowan County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$212$2,544
Property Taxes $509$6,108
Electricity $256$3,082
Total$3,707$44,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,097/yr
40% on housing$111,210/yr
45% on housing$98,853/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 28023$149
Rowan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28023$213
Rowan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Listed for sale$540,000
2013-05-01Sold$175,500

For Sale by Agent

AgentMelissa Quick
BrokerageKey Real Estate

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