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620 N Fulton St, Salisbury, NC, 28144

5beds
3baths
2,933sqft
$250,000
$85price/sqft
$1,944/moest. monthly cost
$77,760/yrincome needed

About This Home

Opportunity awaits in the heart of Salisbury! This home offers move-in ready potential with a little TLC, making it ideal for first-time buyers, investors, or savvy homeowners looking to add value. Featuring a functional layout, spacious living areas, and plenty of natural light, this property is a great canvas to make your own. A standout feature is the approx. 1,700 sq ft, 2-story detached garage/workshop with (electricity)—perfect for a home business, storage, hobby space, or future conversion opportunities. The generous lot provides additional room for outdoor living or expansion. Conveniently located near downtown Salisbury, shopping, dining, and with easy access to I-85, commuting to Charlotte is a breeze.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

--
Knox Middle SchoolGrades 6-81.0 mi
3/10
Salisbury High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Historic
  • Year built: 1910

Materials

  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Features

  • Finished area above ground: 2,933

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,933
  • Total interior livable area: 2,933 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 006419
  • Special condition: Owner Sale

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 5.5 x 20

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado

FEMA Declared Disasters in Rowan County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$150$1,800
Property Taxes $257$3,084
Electricity $273$3,278
Total$1,944$23,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,651/yr
40% on housing$58,320/yr
45% on housing$51,840/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 28144$131
Rowan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28144$171
Rowan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$342,000
2026-04-23Listed for sale$350,000
2007-10-05Sold$157,000
2006-11-21Sold$140,000
2006-09-18Sold$60,000
2006-04-10Sold$117,829

For Sale by Agent

AgentKrystin Simpson
BrokerageMark Spain Real Estate

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