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1206 N Church St, Salisbury, NC, 28144

5beds
3baths
2,601sqft
$325,000
$125price/sqft
$2,415/moest. monthly cost
$96,600/yrincome needed

About This Home

Discover the exquisite charm of this stunning home, ideally situated in the heart of Salisbury. With five generously sized bedrooms and three full bathrooms, this residence offers ample space for everyone. Numerous enhancements have been made to ensure it becomes the next owner's forever home. Enjoy the convenience of nearby shopping centers, parks, and entertainment, along with easy highway access for an effortless lifestyle.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

--
Knox Middle SchoolGrades 6-81.2 mi
3/10
Salisbury High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1924

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Microwave,Convection Oven,Dishwasher
  • Laundry features: Main Level

Bathroom Full

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Features

  • Fireplace features: Family Room
  • Finished area below ground: 0
  • Finished area above ground: 2,601

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,601
  • Total interior livable area: 2,601 sqft

Kitchen

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 007011
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main

Lot

  • Lot size: 0.15 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado

FEMA Declared Disasters in Rowan County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$195$2,340
Property Taxes $335$4,020
Electricity $242$2,907
Total$2,415$28,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,800/yr
40% on housing$72,450/yr
45% on housing$64,400/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 28144$130
Rowan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28144$171
Rowan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Price change$325,000
2026-05-23Listed for sale$349,000
2022-01-05Sold$240,000
2021-11-22Contingent$240,000
2021-11-10Price change$240,000
2021-10-17Listed for sale$249,000
2021-09-13Contingent$249,000
2021-09-02Listed for sale$249,000
2020-09-10Sold$185,000
2020-08-15Pending sale$179,000
2020-08-14Listed for sale$179,000
2019-10-31Sold$68,000
2016-11-15Sold$56,000
2016-08-19Listed for sale$56,500
2016-05-09Sold$38,250
2008-04-28Sold$26,500
2005-12-15Sold$24,000

For Sale by Agent

AgentAdriana Najera
BrokerageHighgarden Real Estate

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