409 E Oak St, Mount Airy, NC, 27030
About This Home
Air B&B? First time home buyer? Downsizing? This one is the perfect one for you! Built in 1926, this charming 2-bedroom, 1-bath home has been well maintained over the years and offers a comfortable, move-in-ready interior with thoughtful updates throughout. Step inside to find a refreshed living space and a beautifully renovated full bathroom featuring a spacious walk-in shower. Whether you’re looking for your first home, an investment property, or a place to downsize, this home offers plenty of potential at an affordable price. Outside, you’ll find a small covered front porch that’s perfect for enjoying your morning coffee, a partially fenced yard with room for pets or gardening, and a convenient carport to keep your vehicle protected from the elements. At 409 E Oak St you’ll discover a solid, well-cared-for home with character, updates, and great value. Schedule your showing today and see the possibilities for yourself!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1926
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Stick/Site Built,Residential,Single Family Residence
Interior
Appliances
- Appliances included: Free-Standing Range,Electric Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Unfinished, Basement, Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
Features
- Flooring: Wood
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Attic: No Access
- Finished area above ground: 968
Heating & Cooling
- Heating features: Fireplace(s),Heat Pump,Electric,Propane
- Cooling features: Central Air
Interior Area
- Total structure area: 1,936
- Total interior livable area: 968 sqft
Living Room
- Level: Main
Property
Details
- Parcel number: 502012853669
- Zoning: R6
- Special condition: Owner Sale
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Porch
- Fencing: Partial,Fenced
Lot
- Lot size: 0.14 Acres
- Features: Corner Lot,Not in Flood Zone
- Lot size dimensions: 0
Parking
- Total spaces: 1
- Parking features: Carport,Driveway,Detached Carport
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Ice Storm
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Surry County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $854 | $10,248 |
| Home Insurance * | $86 | $1,032 |
| Property Taxes | $94 | $1,128 |
| Electricity | $200 | $2,405 |
| Total | $1,234 | $14,808 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Price change | $169,000 |
| 2026-07-18 | Listed for sale | $179,000 |
| 2021-01-13 | Sold | $25,000 |
| 2014-02-28 | Listing removed | $58,900 |
| 2013-10-03 | Price change | $58,900 |
| 2013-08-05 | Listed for sale | $59,900 |
| 2010-07-20 | Sold | $14,000 |
View on Zillow