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14725 Elkin Hwy #268, Ronda, NC, 28670

4beds
2baths
2,960sqft
$394,000
$133price/sqft
$2,737/moest. monthly cost
$109,480/yrincome needed

About This Home

There’s a difference between a house that’s old and a house that has lasted. This circa-1850 Yadkin Valley farmhouse offers the character of a historic home with thoughtful modern updates. Including a renovated kitchen, metal roof, updated heat pump, instant water heater, new main-level windows, and a main-level bath with walk-in shower. Situated on approx. 3.5 acres with plenty of room to spread out. Enjoy a welcoming parlor, comfortable living spaces, and a main-level bedroom and bath. Upstairs, 3 additional bedrooms, a full bath and a walk-in storage room. Outdoors, 2 wired buildings, ready for a workshop or projects, and an inviting open yard for everyday living and gardening. The feel of country living and only minutes from Elkin conveniences. A home with history, space, and charm, all sitting in one of Northwest North Carolina's most recognizable valleys. Note: 572 sq.ft. Upstairs does not meet min. headroom requirements. SELLER OFFERING $5,000 TOWARDS BUYER'S CLOSING COSTS.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

5/10
Ronda-Clingman ElementaryGrades PK-52.8 mi
4/10
East Wilkes MiddleGrades 6-81.7 mi
6/10
East Wilkes HighGrades 9-121.4 mi

Construction

Condition

  • Year built: 1850

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Pantry
  • Flooring: Vinyl,Wood
  • Number of fireplaces: 2
  • Fireplace features: Keeping Room,See Remarks
  • Fireplace: Yes
  • Finished area above ground: 2,960

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,960
  • Total interior livable area: 2,960 sqft

Property

Details

  • Parcel number: 0601756
  • Zoning: None
  • Special condition: Owner Sale

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Garden
  • Fencing: Fenced

Lot

  • Lot size: 3.51 Acres
  • Features: Level,Flat
  • Lot size dimensions: 3.51

Parking

  • Parking features: Driveway,Circular Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Drought
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Wilkes County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,992$23,904
Home Insurance *$205$2,460
Property Taxes $265$3,180
Electricity $275$3,308
Total$2,737$32,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,840/yr
40% on housing$82,110/yr
45% on housing$72,986/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 28670$92
Wilkes County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 28670$152
Wilkes County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Price change$384,900
2026-07-04Listed for sale$394,000
2017-01-31Sold$172,500
2003-05-01Sold$82,000

For Sale by Agent

AgentJim Logan
BrokerageNorthGroup Real Estate

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