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246 Harvey Ln, Lavonia, GA, 30553

3beds
3baths
3,200sqft
$850,000
$266price/sqft
$5,948/moest. monthly cost
$237,920/yrincome needed

About This Home

Experience refined Lake Hartwell waterfront living with this beautifully maintained all-brick lake home situated on approximately 1 acre with over 100 feet of shoreline and deep water. Designed for both comfort and entertaining, this 3-bedroom, 3-bath home offers spacious living with two bedrooms and two baths on the main level, including convenient one-level living.The main floor features a welcoming layout with a sunroom showcasing new windows and breathtaking views of Lake Hartwell, creating the perfect place to relax and enjoy the peaceful waterfront setting year-round.The fully finished terrace level adds incredible versatility, offering one additional bedroom and full bath along with a full kitchen, making it ideal for guests, extended family, or multi-generational living.Step outside to a beautiful level lot with a close Corps line, providing easy access to the shoreline and enhancing the property's exceptional lakefront appeal. Enjoy true lake living with a 20x30 single-slip covered dock, already permitted for water and power, and positioned in deep water for year-round boating and recreation. Additional features include a 24x40 metal building with two roll-up doors, perfect for boat storage, workshop space, or hobbies, along with a two-car detached covered parking area. The property also offers peace of mind with a new septic system in place and a roof replaced in 2016. Combining beautiful lake views, deep water access, flexible living space, and outstanding storage, this Lake Hartwell property presents a rare opportunity to enjoy the ultimate waterfront lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

8/10
5/10
7/10
Hart County High SchoolGrades 9-128.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1987

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick 4 Side
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range (Combo),Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Bath Finished,Exterior Entry,Finished,Full,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Master On Main Level,Separate Shower,Tile Bath
  • Flooring: Carpet,Tile
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Masonry
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 1,600
  • Finished area above ground: 1,600

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,200
  • Total interior livable area: 3,200 sqft

Property

Details

  • Parcel number: C38E 002

Features

  • Levels: One
  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Corps of Engineers Control,Deep Water Access,Dock Rights,Floating Dock,Lake,Lake Privileges
  • Waterbody name: Lake Hartwell
  • Frontage length: Waterfront Footage: 116

Lot

  • Lot size: 1 Acres
  • Features: Level

Parking

  • Parking features: Attached,Detached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$461$5,532
Property Taxes $879$10,548
Electricity $310$3,730
Total$5,948$71,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$203,931/yr
40% on housing$178,440/yr
45% on housing$158,613/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
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Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 30553$181
Hart County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 30553
Hart County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$850,000
2026-03-12Listed for sale$870,000
2011-03-25Sold$380,000
2011-03-24Pending sale$399,000
2011-02-20Price change$399,000
2010-09-17Listed for sale$475,000
2007-08-29Sold$494,500
2005-09-23Sold$365,000

For Sale by Agent

AgentMichelle Dove
BrokeragePrestige Property Group LLC

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