




102 Pine Tree Trce, Lavonia, GA, 30553
About This Home
Lake days are about to get a whole lot better! Located on 3.48 private acres in the highly desirable Reed Creek area of Lake Hartwell, this beautifully renovated lake home offers the perfect blend of comfort, quality, and year-round enjoyment. Completely remodeled by the current owners in 2016-2017, the home also received a new roof and HVAC during the renovation, giving you peace of mind for years to come. Inside, you'll find over 3,000 square feet with 5 bedrooms, 4 full baths, gorgeous hardwood and tile flooring, custom woodwork throughout, and a spacious custom kitchen featuring granite countertops, a gas range, and plenty of cabinet space. The primary suite is a true retreat with a beautifully tiled bath, walk-in tile shower, private access to the covered back porch, and stunning views of the lake. A secondary ensuite bedroom and an additional guest bedroom are conveniently located on the main level. The finished basement is designed for entertaining and hosting guests, complete with a movie theater/game room, two large bunk rooms, a full bath with granite countertops and a tiled shower, tile flooring, and a large storage area for all your lake gear. Outside is where this property really shines. Relax on the covered back porch with its custom outdoor fireplace, enjoy the outdoor shower after a day on the lake, or take the easy concrete walkway down to your double-slip dock with composite decking, dual Jet Ski lifts, and approximately 8 feet of water at the end of the dock. Even better-a pontoon boat is included with an acceptable offer, so you can start making memories from day one.
Getting Around
Schools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1979
Materials
- Roof: Other
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Oven/Range (Combo),Refrigerator,Washer
- Laundry features: In Hall,Other,Upper Level
Basement
- Has basement: Yes
- Basement: Bath Finished,Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 3
- Main level bedrooms: 3
Dining Room
- Features: Dining Rm/Living Rm Combo
Features
- Other,Master On Main Level
- Flooring: Hardwood,Tile
- Number of fireplaces: 1
- Fireplace features: Other
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 3,094
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Electric,Heat Pump
Interior Area
- Total structure area: 3,094
- Total interior livable area: 3,094 sqft
Kitchen
- Features: Country Kitchen,Pantry
Property
Details
- Parcel number: C38E 029
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Patio,Porch
- Exterior features: Gas Grill
- Has view: Yes
- View description: Lake,Ocean,River
- Has water view: Yes
- Water view: Lake,Ocean,River
- On waterfront: Yes
- Waterfront features: Dock Rights,Corps of Engineers Control,Deep Water Access,Lake Privileges
- Waterbody name: Lake Harwell
- Frontage type: Lakefront,Waterfront
- Frontage length: Waterfront Footage: 250
- Residential vegetation: Wooded
Lot
- Lot size: 3.48 Acres
- Features: Level,Private
Parking
- Total spaces: 3
- Parking features: Attached,Kitchen Level
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,952 | $83,424 |
| Home Insurance * | $746 | $8,952 |
| Property Taxes | $1,508 | $18,096 |
| Electricity | $300 | $3,607 |
| Total | $9,506 | $114,072 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-18 | Price change | $1,325,000 |
| 2026-07-02 | Listed for sale | $1,375,000 |
| 2015-09-04 | Sold | $332,500 |
For Sale by Agent
