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2784 Highway 1, Louisville, GA, 30434

4beds
2baths
2,059sqft
$279,900
$136price/sqft
$2,155/moest. monthly cost
$86,200/yrincome needed

About This Home

Set on one and a half peaceful acres in Louisville, this all-brick ranch offers the kind of space and flexibility that's getting harder to find. With four bedrooms and two full bathrooms, the layout is practical and easy to live in. Inside, the home has been completely refreshed with new flooring, fresh paint, updated light fixtures, and ceiling fans throughout, giving it a clean, move-in ready feel. You'll also find two oversized living areas, offering plenty of room to spread out- perfect for entertaining, a playroom, home office, or separate gathering spaces. Step outside and you've got room to breathe. The property features a private pond and two gazebos- perfect for quiet mornings, weekend gatherings, or simply enjoying the view. The large lot gives you the space and privacy that's hard to come by. Vacant and ready for its next owner, this home combines solid construction, thoughtful updates, and plenty of space both inside and out.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
Louisville AcademyGrades PK-52.2 mi
3/10
3/10

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Brick,Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Refrigerator,Dishwasher,Electric Range
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Basement

  • Basement: None

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Main

Dining Room

  • Level: Main

Features

  • Master Downstairs,Ceiling Fan(s),Blinds/Shades,Eat-in Kitchen,See Remarks
  • Flooring: LVT/LVP,Carpet
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,059
  • Total interior livable area: 2,059 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0091060
  • Zoning: RA
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Front Porch
  • Exterior features: See Remarks
  • Fencing: None
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • Waterfront features: Pond
  • Frontage type: Pond Front
  • Living area range: 2000 - 2199

Lot

  • Lot size: 1.50 Acres
  • Features: Pond on Lot,Level,See Remarks
  • Lot size dimensions: 1.5 acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Garage Door Opener,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Drought
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Earthquake
Hail
Hurricane

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$314$3,768
Property Taxes $207$2,484
Electricity $219$2,637
Total$2,155$25,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,885/yr
40% on housing$64,650/yr
45% on housing$57,466/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 30434$107
Jefferson County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 30434
Jefferson County$75

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$279,900
2026-06-01Price change$284,900
2026-05-11Listed for sale$299,900
2025-08-27Sold$90,000

For Sale by Agent

AgentPeter Larson
BrokerageSummer House Realty

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