




146 Alachua Ln, Albany, GA, 31707
About This Home
Fish, kayak, or boat right from your backyard on the beautiful Kinchafoonee Creek! This remodeled waterfront home offers approximately 2,265 square feet of living space with 4 bedrooms and 3 bathrooms, providing plenty of ways to customize the dwelling in Lee County. Designed to maximize the incredible creek views, this home features an open-concept layout with large windows that fill the living spaces with natural light while showcasing the water. Enjoy the flexibility of two kitchens, two living areas, and two fireplaces making this property ideal for entertaining, hosting guests, or creating separate living quarters for multi-generational families. Step outside to a spacious deck that wraps around much of the home, offering multiple places to relax, dine, and take in the peaceful setting on the creek. The large yard provides plenty of space for outdoor activities and includes two storage sheds for all your tools and recreational gear. For outdoor enthusiasts, this property is a dream come true. A large boat dock and convenient access points make it easy to launch your boat, kayak, or paddleboard directly into the creek. Whether you're fishing at sunrise, spending the day on the water, or simply enjoying the view, this home delivers the lifestyle you've been looking for. To sum up this home, updated finishes, abundant living space, and direct waterfront access combine to create a rare opportunity. Schedule your private showing today!
Getting Around
Schools
Construction
Condition
- Year built: 1978
Materials
- Foundation: Slab
- Roof: Architectural
- Construction materials: Vinyl Siding,Wood Trim
Type & Style
- Home type: SingleFamily
- Architectural style: A-Frame
- Property subType: Detached Single Family
Interior
Appliances
- Appliances included: Dishwasher,Oven,Range Hood Microwave,Refrigerator,Stove/Oven Electric,Stainless Steel Appliance(s),Electric Water Heater
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Crown Molding,Newly Painted,Open Floorplan,Specialty Ceilings,Granite Counters,Walls (Sheet Rock)
- Flooring: Ceramic Tile,Carpet,Luxury Vinyl
- Fireplace features: 2+ Fireplaces,Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Heat: Central Electric
- Cooling features: A/C: Central Electric,Ceiling Fan(s)
Interior Area
- Total structure area: 2,265
- Total interior livable area: 2,265 sqft
Property
Details
- Parcel number: 040B 215
Features
- Stories: 3
- Exterior features: Dock
- On waterfront: Yes
- Waterfront features: Creek,Waterfront
Lot
- Lot size: 1.03 Acres
- Features: Flood Insurance,Flood Zone
Parking
- Parking features: Parking Pad
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Tornado
- Cold Wave
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,870 | $22,440 |
| Home Insurance * | $652 | $7,824 |
| Property Taxes | $286 | $3,432 |
| Electricity | $220 | $2,640 |
| Total | $3,028 | $36,336 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $359,900 |
| 2026-07-15 | Price change | $369,900 |
| 2026-06-29 | Price change | $389,900 |
| 2026-06-07 | Listed for sale | $399,900 |
| 2026-06-06 | Listing removed | -- |
| 2026-05-20 | Listed for sale | $450,000 |
| 2025-05-19 | Sold | $100,000 |
