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8126 Saddlehorn Dr, Midland, GA, 31820

4beds
4baths
3,504sqft
$615,000
$176price/sqft
$4,066/moest. monthly cost
$162,640/yrincome needed

About This Home

Step into luxury and comfort in this stunning custom built home by Perry Pate 4-bedroom, 3 1/2 baths home, thoughtfully designed for both entertaining and everyday living. Situated on 1+ acres, this spacious residence offers an ideal blend of style and functionality. The main level features an open-concept layout with a gourmet kitchen equipped with high-end appliances, granite countertops, and a big breakfast bar adjoining the family room and informal eating area. A separate formal dining room is perfect for relaxing or hosting guests. The master suite offers a peaceful retreat with a fireplace, a spa-like ensuite, and a huge walk-in closet on the main level of the home. Three additional bedrooms upstairs, with one being a guest suite with a private bath, provide space and privacy for family or visitors. At the top of the stairs space for a media/bonus or gym. Enjoy the outdoors on a screened-in porch for watching the big game and entertaining guests. An oversized 2-car garage and ample storage throughout add to the home's appeal. Don't miss the chance to own this exceptional home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

7/10
Mathews Elementary SchoolGrades PK-52.4 mi
8/10
Aaron Cohn Middle SchoolGrades 6-81.9 mi
4/10
Shaw High SchoolGrades 9-126.2 mi

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Slab/No
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Gas Range,Microwave,Self Cleaning Oven
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Separate

Features

  • High Ceilings,Cathedral Ceiling(s),Walk-In Closet(s),Double Vanity,Entrance Foyer
  • Window features: Thermo Pane
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Living Room,Master Bedroom
  • Fireplace: Yes
  • Attic: Permanent Stairs

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Ceiling Fan(s),Central Electric

Interior Area

  • Total structure area: 3,504
  • Total interior livable area: 3,504 sqft

Kitchen

  • Features: Breakfast Area,Breakfast Bar,Keeping,Pantry,View Family Room

Property

Details

  • Parcel number: 133 007 007
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Patio,Screen Porch
  • Exterior features: Garden,Landscaping,Sprinkler
  • Spa features: Bath
  • Fencing: Fenced
  • Living area range: 3500-3999

Lot

  • Lot size: 1.02 Acres
  • Features: Private Backyard

Parking

  • Total spaces: 2
  • Parking features: Attached,Side/Rear,2-Garage,Level Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Hail
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,109$37,308
Home Insurance *$218$2,616
Property Taxes $399$4,788
Electricity $340$4,085
Total$4,066$48,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,405/yr
40% on housing$121,980/yr
45% on housing$108,426/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 31820$176
Muscogee County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 31820
Muscogee County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$599,900
2026-07-20Listed for sale$615,000
2010-12-30Sold$412,000
2010-08-05Sold$65,000

For Sale by Agent

AgentVikki Traywick
BrokerageChampions Realty

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