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2630 Spring Chapel Ct, Midland, GA, 31820

5beds
4baths
4,216sqft
$525,000
$125price/sqft
$3,405/moest. monthly cost
$136,200/yrincome needed

About This Home

$10,000 incentive offered to buyer to use as needed!! If you've been looking for space, style, and the perfect home for entertaining, this one checks every box. This beautiful 5-bedroom, 4-bathroom two-story home welcomes you with a dramatic two-story foyer and a thoughtfully designed open floor plan that flows seamlessly from the spacious family room into the kitchen and breakfast area. The kitchen features a large center island, abundant cabinetry, and a bright breakfast nook, plus a separate dining room ideal for hosting family and friends. A guest bedroom on the main level with a full bath provides the perfect setup for visitors or multigenerational living. Upstairs you'll find a versatile loft space ideal for a media room, playroom, or second living area, along with generously sized secondary bedrooms including a Jack-and-Jill bathroom layout. The spacious primary suite serves as a private owner's retreat featuring a large walk-in closet and double vanity. Step outside to your incredible outdoor living space, a game day porch complete with a wood-burning fireplace and built-in gas grill, making it the perfect place to relax or entertain year-round. With new flooring throughout, spacious bedrooms, and multiple living areas, this home offers the perfect blend of comfort, functionality, and modern living.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

6/10
Midland AcademyGrades PK-50.3 mi
5/10
Midland Middle SchoolGrades 6-80.1 mi
4/10
Shaw High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Slab/No
  • Construction materials: Brick,Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave
  • Laundry features: In Hall,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Separate

Features

  • Walk-In Closet(s),Double Vanity,Other-See Remarks
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 4,216
  • Total interior livable area: 4,216 sqft

Kitchen

  • Features: Breakfast Area,Breakfast Bar,Kitchen Island,Pantry,View Family Room

Master Bathroom

  • Features: Double Vanity

Property

Details

  • Parcel number: 109 010 004
  • Special condition: Standard

Features

  • Levels: Two,Two Story Foyer
  • Exterior features: Gas Grill
  • Fencing: Fenced
  • Living area range: 4K+

Lot

  • Lot size: 0.31 Acres
  • Features: Private Backyard

Parking

  • Total spaces: 3
  • Parking features: Driveway,3-Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$218$2,616
Property Taxes $124$1,488
Electricity $409$4,915
Total$3,405$40,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,742/yr
40% on housing$102,150/yr
45% on housing$90,800/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 31820$178
Muscogee County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 31820
Muscogee County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$540,000
2026-04-03Price change$545,000
2026-03-13Listed for sale$570,000
2017-10-19Listing removed$341,500
2017-10-13Listed for sale$341,500
2014-01-17Sold$299,990
2013-11-16Price change$299,990
2013-07-30Price change$319,990
2013-04-02Listed for sale$298,990
2013-01-17Listing removed$298,990
2012-07-13Listed for sale$298,990

For Sale by Agent

AgentTamesha Humphrey
BrokerageNPower Enterprise

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