1151 Westminster Terrace, Watkinsville, GA, 30677
6beds
6baths
5,201sqft
$1,190,000
$229price/sqft
$7,889/moest. monthly cost
$315,560/yrincome needed
About This Home
Getting Around
0
Car-Dependent0
Very Limited Transit19
Somewhat BikeableSchools
9/10
9/10
10/10
Construction
Condition
- Year built: 2005
Materials
- Roof: Composition
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Double Oven,Gas Water Heater,Microwave,Oven,Range,Dryer,Refrigerator,Washer
- Laundry features: In Hall
Basement
- Has basement: Yes
- Basement: Bathroom,Daylight,Partially Finished
Bathroom1
- Level: Upper
Bedroom2
- Level: Upper
Bedroom3
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 6
- Full bathrooms: 4
- 1/2 bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 1
Features
- Built-in Features,Breakfast Area,Tray Ceiling(s),Ceiling Fan(s),Cathedral Ceiling(s),Double Vanity,Entrance Foyer,Fireplace,High Ceilings,Kitchen Island,Main Level Primary,Pull Down Attic Stairs
- Number of fireplaces: 2
- Fireplace features: Family Room,Gas,Gas Starter,Other,Gas Log
- Fireplace: Yes
- Attic: Pull Down Stairs
- Finished area below ground: 1,917
- Finished area above ground: 3,284
Heating & Cooling
- Heating features: Natural Gas,Heat Pump
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 5,201 sqft
Primary Bathroom
- Level: Main
Property
Details
- Parcel number: C01AB017
- Zoning description: Single Family
- Special condition: Standard
Features
- Pool features: Community
- Patio & porch: Covered,Patio,Porch,Deck,Screened
- Exterior features: Deck
- Fencing: Decorative,Metal,Yard Fenced
- Has view: Yes
- View description: Panoramic,Creek/Stream
- Has water view: Yes
- Water view: Creek/Stream
- Waterfront features: Creek
- Topography of land: Sloping
Lot
- Lot size: 0.82 Acres
- Features: Back Yard,Private,Sloped
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Hurricane
Severe Storm
Tropical Storm
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,017 | $72,204 |
| Home Insurance * | $193 | $2,316 |
| Property Taxes | $1,174 | $14,088 |
| Electricity | $505 | $6,063 |
| Total | $7,889 | $94,668 |
Income You'd Need if You Spent...
30% on housingRecommended$315,560/yr
35% on housing$270,480/yr
40% on housing$236,670/yr
45% on housing$210,373/yr
Georgia FAIR Plan Programs
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
$229This listing
vs Other Active Listings
Avg $/sqft
ZIP 30677$265
Oconee County$241
vs Homes Sold Last Month
Median $/sqft
ZIP 30677—
Oconee County—
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-26 | Listed for sale | $1,195,000 |
| 2017-06-15 | Sold | $607,500 |
| 2017-05-18 | Pending sale | $635,000 |
| 2017-02-15 | Listed for sale | $635,000 |
| 2016-11-23 | Listing removed | $635,000 |
| 2016-04-23 | Listed for sale | $635,000 |
| 2014-03-21 | Sold | $520,000 |
| 2014-02-18 | Sold | $420,000 |
| 2013-11-14 | Listing removed | -- |
| 2013-11-03 | Price change | $200,000 |
| 2013-10-24 | Price change | $225,000 |
| 2013-10-19 | Price change | $175,000 |
| 2013-10-18 | Listed for sale | -- |
| 2006-02-03 | Sold | $527,905 |
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