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28140 S Boat House Ln, Park Hill, OK, 74451

4beds
3baths
2,260sqft
$275,000
$122price/sqft
$1,906/moest. monthly cost
$76,240/yrincome needed

About This Home

Key Selling Features Rare private setting near Lake Tenkiller Approximately 1.5 acres of land Backs directly to protected land owned by the U.S. Army Corps of Engineers — no future development behind the property Only one neighboring residence on the block, creating a quiet and secluded environment Minutes from lake access and marinas Only 11 miles from Tahlequah Property Layout & Flexibility Currently configured as a duplex Can be used as: Income-producing rental property Multi-family living setup Converted back into a spacious single-family home Outdoor & Land Features Large 16 × 60 back deck Full 8-foot privacy fence around the property Plenty of room for boats, trailers, and lake toys Separate RV location with hookups for guests or rental use Additional Value 16-camera security system included Property sold as-is Light updates could significantly increase property value Can be enjoyed immediately as a classic Lake Tenkiller cabin retreat

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10
Keys Elementary SchoolGrades PK-82.6 mi
6/10
Keys High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,260
  • Total interior livable area: 2,260 sqft

Property

Details

  • Parcel number: 28140SBoatHouse74451
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 1.54 Acres
  • Features: Corner Lot,Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Heat Wave
Lightning
Tornado
Wildfire
Winter Weather
Cold Wave
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in Cherokee County and Oklahoma

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance $236$2,832
Property Taxes $112$1,344
Electricity $168$2,017
Total$1,906$22,872

Income You'd Need if You Spent...

35% on housing$65,348/yr
40% on housing$57,180/yr
45% on housing$50,826/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 74451$130
Cherokee County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 74451$186
Cherokee County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$299,000
2023-10-03Listing removed--
2023-09-15Price change$148,000
2023-08-29Price change$153,000
2023-08-16Listed for sale$160,000
2022-10-17Listing removed--
2022-09-06Listed for sale$85,000
2022-05-12Sold$70,000

For Sale by Agent

AgentPamela Chyba
BrokerageListWithFreedom.com Inc

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