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281 N 4340th Rd, Fort Towson, OK, 74735

4beds
3baths
2,880sqft
$850,000
$295price/sqft
$5,496/moest. monthly cost
$219,840/yrincome needed

About This Home

This incredible approximately 70 acre property offers privacy, versatility, and endless potential with two homes, multiple shops and barns, a pond, pool, and extensive fenced pastureland. The property features a private road with an iron gated entrance and includes approximately 60 acres of fenced and cross-fenced pasture along with 10 acres surrounding the homes and improvements. The main home offers approximately 2,800 square feet with brick and stone exterior walls, slab foundation, metal roof, wood-burning fireplace, gas cooktop, and two electric water heaters, while the second home offers approximately 1,600 square feet for guests, rental income, or multi-family living. The property also includes an in-ground pool with a brand-new liner installed last year and a partially finished pool house with full bathroom. Additional improvements make this property ideal for ranching, livestock, horses, business use, or recreation, including a massive 50x100 shop with A/C, bathroom, roll-up door, and separate well; tractor barns and sheds; insulated storage building with water and window unit; metal building with well room, fishing room, and attached 2-car carport; cattle pens; multiple wells; and separate electric meters for several structures.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10
Rattan Elementary SchoolGrades PK-68.7 mi
7/10
5/10
Rattan High SchoolGrades 9-128.7 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Warming Drawer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Other
  • Fireplace: Yes

Heating

  • Heating features: Heat Pump

Interior Area

  • Total structure area: 2,880
  • Total interior livable area: 2,880 sqft

Property

Details

  • Parcel number: 281N434074735
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Vinyl
  • Patio & porch: Deck,Patio,Porch
  • Fencing: Cross Fenced

Lot

  • Lot size: 70 Acres
  • Features: Other,Rural

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Drought
Heat Wave
Ice Storm
Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Choctaw County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance $708$8,496
Property Taxes $276$3,312
Electricity $214$2,570
Total$5,496$65,952

Income You'd Need if You Spent...

35% on housing$188,434/yr
40% on housing$164,880/yr
45% on housing$146,560/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 74735$123
Choctaw County$231

vs Homes Sold Last Month

Median $/sqft

ZIP 74735
Choctaw County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$850,000
2022-02-23Listing removed--
2022-02-01Pending sale$595,000
2022-01-19Listed for sale$595,000

For Sale by Agent

AgentJenna Mobley
BrokerageHomeSmart Stellar Realty

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