




21281 E 987th Rd, Foss, OK, 73647
About This Home
Don’t miss this opportunity to own a lake property on the north side of Foss Lake, conveniently located near Cutberth Boat Ramp and Campground. This home offers 4 bedrooms and 2 bathrooms, along with a spacious living area that flows into the kitchen—ideal for entertaining. Situated on 3 acres, the property provides ample space for RV parking, outdoor recreation, or future expansion. Enjoy beautiful lake views from the front porch, creating the perfect setting for relaxation. The property is being sold as-is and presents an excellent fixer-upper opportunity for buyers looking to add value and personalize their lake home.
Getting Around
Schools
Construction
Condition
- Year built: 1980
Materials
- Foundation: Combination
- Roof: Metal
- Construction materials: Metal Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Number of fireplaces: 2
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: None
- Cooling features: None
Interior Area
- Total structure area: 1,968
- Total interior livable area: 1,968 sqft
Property
Details
- Parcel number: 21281E98773647
- Special condition: None
Features
- Levels: One
- Stories: 1
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
Lot
- Lot size: 3 Acres
- Features: Rural
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Tornado
- Cold Wave
- Drought
- Hail
- Strong Wind
- Winter Weather
- Heat Wave
- Inland Flooding
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Custer County and Oklahoma
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $702 | $8,424 |
| Home Insurance | $136 | $1,632 |
| Property Taxes | $88 | $1,056 |
| Electricity | $146 | $1,756 |
| Total | $1,072 | $12,864 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Listed for sale | $149,000 |
| 2025-09-05 | Sold | $105,500 |
| 2025-08-07 | Pending sale | $125,000 |
| 2025-08-01 | Price change | $125,000 |
| 2025-07-17 | Listed for sale | $155,000 |
| 2025-07-10 | Pending sale | $155,000 |
| 2025-07-10 | Listed for sale | $135,000 |
| 2024-10-17 | Sold | $148,000 |
| 2024-10-03 | Pending sale | $155,000 |
| 2024-08-19 | Price change | $155,000 |
| 2024-06-27 | Price change | $160,000 |
| 2024-04-01 | Price change | $175,000 |
| 2024-02-15 | Listed for sale | $100,000 |
