See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

21 Cumberlin Rd, Enid, OK, 73703

4beds
3baths
2,229sqft
$414,900
$186price/sqft
$3,252/moest. monthly cost
$130,080/yrincome needed

About This Home

Beautiful home in highly desired Northwood neighborhood. This one owner home is immaculate, situated on an acre sized corner lot in Chisholm School District. It features double ovens, plantation shutters, stainless steel appliances and so much more. The covered back patio is perfect to look upon a well-kept yard with beautiful landscaping. There is ample room to build a shop, pool, etc. The possibilities are endless. A high-end neighborhood without an HOA, don't sleep on this one, it's gorgeous!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

9/10
9/10
Chisholm Middle SchoolGrades 6-81.7 mi
9/10
Chisholm High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: 11 Year to 20 Years,Excellent, Home Is Immaculate.
  • Year built: 2008

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven/Range,Freestanding Oven/Range,Microwave,Dishwasher,Disposal,Double Oven

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Formal Dining,Kitchen/Dining Combo

Features

  • Ceiling Fan(s),Solid Surface Countertop,Kitchen Island,Entrance Foyer,Formal Living,In-Law Floorplan,Downstairs Bedroom,Inside Utility
  • Window features: Storm Window(s),Shades/Blinds
  • Flooring: Some Carpeting,Ceramic Tile
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area above ground: 2,229

Heating & Cooling

  • Heating features: Central Electric,Fireplace(s)
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 2,229 sqft

Property

Details

  • Parcel number: 240029690
  • Zoning: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: Inground Sprinklers,Rain Gutters

Lot

  • Lot size: 1 Acres
  • Features: Corner Lot,1+ Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado
Drought
Hail
Strong Wind
Winter Weather
Heat Wave
Inland Flooding

FEMA Declared Disasters in Garfield County and Oklahoma

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,097$25,164
Home Insurance $690$8,280
Property Taxes $300$3,600
Electricity $165$1,989
Total$3,252$39,024

Income You'd Need if You Spent...

35% on housing$111,497/yr
40% on housing$97,560/yr
45% on housing$86,720/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 73703$137
Garfield County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 73703$118
Garfield County$112

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Contingent$414,900
2026-08-05Listed for sale$414,900
2026-08-04Contingent$414,900
2026-08-01Listed for sale$414,900
2008-07-02Sold$280,000
2007-05-24Sold$17,000

For Sale by Agent

AgentAmy Jeffries
BrokerageReMax Premier

Similar Homes