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218 S 3rd Ave, Stroud, OK, 74079

3beds
2baths
1,098sqft
$101,000
$92price/sqft
$832/moest. monthly cost
$33,280/yrincome needed

About This Home

MAKE. AN. OFFER. Opportunity is knocking! Whether you’re looking to purchase your first home, simplify your lifestyle, or add another property to your investment portfolio, this one is full of possibilities. With solid bones and plenty of room to make it your own, this home offers the chance to create value through your personal style, thoughtful updates, and creative vision. Conveniently located near schools, dining, shopping, and everyday amenities, you’ll enjoy a central location in an established neighborhood. Plus, eligible buyers may qualify for 100% financing, making homeownership even more attainable. Seller willing to owner finance for those who need just a little more time to get finances in order. If you’ve been searching for an affordable property with character, potential, and plenty of upside, this is your chance to turn opportunity into equity. Bring your vision—and your offer!

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
4/10
Stroud Middle SchoolGrades 6-80.6 mi
6/10
Stroud High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Slab
  • Roof: Asphalt,Fiberglass
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Oven,Range,Stove,Plumbed For Ice Maker
  • Laundry features: Washer Hookup,Gas Dryer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Speed Internet,Laminate Counters,Cable TV,Ceiling Fan(s),Gas Range Connection,Gas Oven Connection,Programmable Thermostat
  • Window features: Vinyl
  • Flooring: Carpet,Laminate,Tile

Heating & Cooling

  • Heating features: Central,Gas
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 1,098
  • Total interior livable area: 1,098 sqft

Property

Details

  • Parcel number: 604500003009000000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Exterior features: None,Satellite Dish
  • Fencing: Full
  • Living area range: 1000-1250 SqFt

Lot

  • Lot size: 7,013 sqft
  • Features: Mature Trees

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Tornado
Heat Wave
Wildfire
Winter Weather
Drought
Inland Flooding
Lightning

FEMA Declared Disasters in Lincoln County and Oklahoma

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $510$6,120
Home Insurance $147$1,764
Property Taxes $31$372
Electricity $144$1,732
Total$832$9,984

Income You'd Need if You Spent...

35% on housing$28,525/yr
40% on housing$24,960/yr
45% on housing$22,186/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 11.6%
11.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$92This listing

vs Other Active Listings

Avg $/sqft

ZIP 74079$138
Lincoln County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 74079$131
Lincoln County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for rent$950
2026-07-22Price change$101,000
2026-07-01Price change$105,000
2026-06-26Price change$115,000
2026-05-11Listed for sale$120,000
2022-04-15Sold$99,000
2022-03-12Pending sale$99,000
2022-03-01Price change$99,000
2022-02-05Price change$100,000
2022-01-26Listed for sale$110,000
2020-06-01Sold$75,000
2020-03-19Sold$75,000
2020-02-24Pending sale$72,500
2020-01-26Listed for sale$72,500
2020-01-13Pending sale$72,500
2019-12-13Listed for sale$72,500
2018-11-20Sold$50,000
2016-11-22Sold$20,000
2016-04-21Sold$27,400
2015-11-22Sold$20,000

For Sale by Agent

AgentTonya Jarvis
BrokerageRE/MAX Results

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