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417566 E 1140th Rd, Checotah, OK, 74426

7beds
5baths
2,540sqft
$255,000
$100price/sqft
$1,886/moest. monthly cost
$75,440/yrincome needed

About This Home

Three Separate Homes on One Property! Combined 8 Bedrooms, 5 Bathrooms, Approximately One Acre, Large Shop/Workshop, Multiple Outbuildings, and Located Just ½ Mile from Lake Eufaula’s Public Sandy Beach and Boat Ramp. Discover the flexibility and possibilities this unique property offers with three separate residences situated on approximately one acre. Whether you’re looking for additional living space, accommodations for extended family, or a property with versatile residential options, this offering provides features that are difficult to find. The property includes: Main Residence: 3 Bedrooms | 2 Bathrooms Factory-Built Home: 3 Bedrooms | 2 Bathrooms Guest House: 2 Bedrooms | 1 Bathroom In addition to the three homes, you’ll find a large shop/workshop, multiple storage buildings and outbuildings, and ample parking for vehicles, boats, RVs, trailers, and equipment. The shop is well suited for storage, hobbies, workshop space, equipment, or other permitted uses. Buyers considering rental opportunities, home-based businesses, or other intended uses should verify zoning, permitting requirements, and all applicable regulations. Outdoor amenities include mature shade trees, generous yard space, and a hot tub, creating a comfortable setting to enjoy Oklahoma mornings or relax after a day on the lake. Located approximately ½ mile from Lake Eufaula’s public sandy beach and boat ramp, the property provides convenient access to boating, fishing, swimming, and many of the recreational opportunities that make the area so desirable. Properties offering three separate homes, a large shop, multiple outbuildings, and close proximity to Lake Eufaula are uncommon. Whether your plans include extended family living, additional guest accommodations, or simply enjoying the flexibility that multiple residences provide, this property offers a unique combination of space, functionality, and location.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
Eufaula Elementary SchoolGrades PK-55.2 mi
8/10
Eufaula Middle SchoolGrades 6-85.2 mi
7/10
Eufaula High SchoolGrades 9-125.7 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Asphalt,Fiberglass
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Gas Water Heater,Oven,Range
  • Laundry features: Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Laminate Counters,Ceiling Fan(s),Electric Oven Connection,Electric Range Connection
  • Window features: Aluminum Frames
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Gas,Space Heater
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,540
  • Total interior livable area: 2,540 sqft

Property

Details

  • Parcel number: 00001110N16E102200

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Enclosed,Other,Porch
  • Exterior features: Gravel Driveway,Other
  • Fencing: Chain Link
  • Living area range: 2000-2250 SqFt

Lot

  • Lot size: 0.88 Acres
  • Features: Mature Trees

Parking

  • Total spaces: 4
  • Parking features: Carport
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Hail
Heat Wave
Ice Storm
Tornado
Winter Weather
Cold Wave
Drought
Inland Flooding
Strong Wind

FEMA Declared Disasters in McIntosh County and Oklahoma

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance $286$3,432
Property Taxes $123$1,476
Electricity $188$2,267
Total$1,886$22,632

Income You'd Need if You Spent...

35% on housing$64,662/yr
40% on housing$56,580/yr
45% on housing$50,293/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 74426$104
McIntosh County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 74426
McIntosh County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Price change$255,000
2026-04-23Listed for sale$269,999
2021-03-24Listing removed--
2020-05-28Sold$145,000
2020-03-10Pending sale$165,000
2020-02-06Listed for sale$165,000
2012-08-17Sold$110,000
2012-03-21Listed for sale$110,000

For Sale by Agent

AgentChris Ham
BrokerageeXp Realty, LLC

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