See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

103 E Main St, Fairfield, PA, 17320

5beds
4baths
3,856sqft
$500,000
$130price/sqft
$3,922/moest. monthly cost
$156,880/yrincome needed

About This Home

Spectacular pre-civil war home circa 1850, complete with the official plaque on the front of the home, is perfect and approved for an Airbnb, with its perfect location being a bonus! This home has a vast amount of history within its walls starting with the builder being the one of the Musselman brothers who are also known for their applesauce. This property is zoned both residential and commercial, with 5,000 + square feet, making the possibilities endless. Enter the home and step back into an era gone by; full of tons of character and charm, but loaded with all of the updates and modern day conveniences you would want. The stunning hardwood floors in the foyer carry throughout the 1st floor, and the open staircase and chandelier will warm your heart. The living room on the left has a wood burning fireplace and leads you to the stunning, updated kitchen. The kitchen has exposed beams, quartz counter tops, a big island with slide in gas range, pot holder, and a built in desk and big pantry cabinet. The formal dining room will come in handy for the upcoming holiday parties. 1st floor bedroom features Indian shutters on the windows which completely darken the room, and a full bath makes this great as a primary or guest area. Upstairs, there are 3 bedrooms and 2 full baths. There is another bedroom above the summer kitchen! The garage is accessible from the main house and the 2nd floor is currently being used a rec room and this is also where the 4th full bathroom is located. This home also features upper and lower porches in the back of the home. The yard is beautifully landscaped and has planters boxes already set up. This one of kind home is one that you do not want to miss!

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
6/10
6/10
Fairfield Area El SchoolGrades K-41.9 mi

Construction

Condition

  • Year built: 1850

Materials

  • Foundation: Permanent
  • Construction materials: Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Oven,Oven/Range - Gas,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Main Level,In Basement,Hookup,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Features: Flooring - Solid Hardwood,Chair Rail
  • Level: Main

Bedroom2

  • Features: Flooring - Carpet,Crown Molding
  • Level: Upper

Bedroom3

  • Features: Flooring - Carpet,Crown Molding
  • Level: Upper

Bedroom5

  • Features: Flooring - Carpet
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Flooring - Solid Hardwood,Chair Rail
  • Level: Main

Features

  • Soaking Tub,Bathroom - Stall Shower,Bathroom - Tub Shower,Built-in Features,Ceiling Fan(s),Chair Railings,Crown Molding,Exposed Beams,Entry Level Bedroom,Floor Plan - Traditional,Formal/Separate Dining Room,Kitchen Island,Recessed Lighting,Upgraded Countertops
  • Flooring: Carpet,Wood
  • Number of fireplaces: 2
  • Fireplace features: Brick,Wood Burning,Mantel(s)
  • Fireplace: Yes
  • Finished area above ground: 3,856

Foyer

  • Features: Flooring - Solid Hardwood
  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Hot Water,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 5,136
  • Total interior livable area: 3,856 sqft

Kitchen

  • Features: Flooring - Solid Hardwood,Kitchen Island,Kitchen - Gas Cooking,Built-in Features,Chair Rail,Recessed Lighting,Ceiling Fan(s),Countertop(s) - Quartz
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Fireplace - Wood Burning,Flooring - Solid Hardwood,Crown Molding
  • Level: Main

Other

  • Features: Flooring - Luxury Vinyl Tile,Bathroom - Tub Shower
  • Level: Main

Other

  • Level: Upper

Other

  • Features: Flooring - Carpet
  • Level: Upper

Primary Bedroom

  • Features: Flooring - Carpet
  • Level: Upper

Primary Bedroom

  • Features: Flooring - Carpet,Soaking Tub,Bathroom - Stall Shower,Balcony Access
  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 110060021000
  • Zoning: RESIDENTIAL & COMMERCIAL
  • Special condition: Standard

Features

  • Levels: Two and One Half
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch

Lot

  • Lot size: 0.31 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Side,Inside Entrance,Oversized,Off Street,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$162$1,944
Property Taxes $809$9,708
Electricity $423$5,076
Total$3,922$47,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,468/yr
40% on housing$117,660/yr
45% on housing$104,586/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 17320$232
Adams County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 17320$198
Adams County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-23Price change$549,000
2025-08-23Listed for sale$564,900
2006-11-06Sold$553,000

For Sale by Agent

AgentColby Jacobs
BrokerageSamson Properties

Similar Homes