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865 E Brady Rd, Cowansville, PA, 16218

3beds
1baths
1,522sqft
$189,900
$125price/sqft
$1,447/moest. monthly cost
$57,880/yrincome needed

About This Home

Located in the village of Cowansville, this well-maintained three-bedroom, one-bath brick two-story home sits on a generous half-acre lot offering a blend of open views and neighborhood setting. To the west, open fields provide beautiful sunset views, while neighboring homes to the south east create a pleasant residential atmosphere. The home has been tastefully updated in recent years and is truly move-in ready. The layout offers comfortable living spaces and flexibility to suit a variety of lifestyles. A fireplace with a wood-burner insert adds both charm and an efficient supplemental heat source during colder months, creating a warm and inviting environment. Additional exterior features include an attached two-car garage and a storage shed, providing ample space for parking, storage, hobbies, or lawn equipment. Owned solar panels will transfer with the sale, offering excellent energy efficiency benefits. Buyers are encouraged to verify utility information. Conveniently located with easy access to major routes, the property offers a quick commute to Kittanning and Butler. A medical center/ Dr. Office nearby adds to the home’s everyday convenience. This property combines updates, efficiency, and a scenic setting — a wonderful opportunity for a wide range of buyers.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

7/10
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1937

Materials

  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dishwasher,Microwave,Refrigerator,Stove

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedroom2

  • Level: Upper
  • Dimensions: 12x10

Bedroom3

  • Level: Upper
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Level: Main
  • Dimensions: 11x7

Dining Room

  • Level: Main
  • Dimensions: 13x12

Entry Foyer

  • Level: Main
  • Dimensions: 10x7

Features

  • Flooring: Laminate,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating

  • Heating features: Forced Air,Propane

Interior Area

  • Total structure area: 1,522
  • Total interior livable area: 1,522 sqft

Kitchen

  • Level: Main
  • Dimensions: 12x10

Laundry

  • Level: Basement

Living Room

  • Level: Main
  • Dimensions: 25x13

Master Bedroom

  • Level: Upper
  • Dimensions: 22x10

Property

Details

  • Parcel number: 120006265

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.50 Acres
  • Lot size dimensions: 106 x 201 x 106 x 205

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$48$576
Property Taxes $215$2,580
Electricity $224$2,692
Total$1,447$17,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,611/yr
40% on housing$43,410/yr
45% on housing$38,586/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.6%
-3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 16218$224
Armstrong County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 16218$265
Armstrong County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$194,900
2026-03-31Price change$199,900
2026-03-12Price change$209,000
2026-02-20Price change$219,000
2026-02-03Listed for sale$225,000
2018-10-22Sold$92,000
2018-05-18Price change$104,900
2018-01-05Price change$115,000
2017-11-15Price change$125,900
2017-08-29Price change$129,900
2017-07-26Listed for sale$134,900

For Sale by Agent

AgentSandra Bracken
BrokerageBERKSHIRE HATHAWAY THE PREFERRED REALTY

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