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38 Copley Rd, Upper Darby, PA, 19082

2beds
1baths
2,173sqft
$465,000
$214price/sqft
$3,433/moest. monthly cost
$137,320/yrincome needed

About This Home

This well-maintained 4-unit residential property offers a unique layout with each apartment occupying its own level, providing privacy and versatility for tenants or owner-occupants. Featuring a charming stone exterior and durable hard-surface flooring throughout, this property blends character with functionality. Unit 4 (Attic Level): A cozy one-bedroom apartment with its own kitchen and full bath. and a private entrance accessed by front exterior stairs. Unit 3 (Second Floor): Spacious one-bedroom unit featuring a full kitchen, living room, and full bathroom with a comfortable, practical layout. Unit 2 (Main Level): The largest unit offers two bedrooms, a full bathroom, a bright living room with a fireplace, hardwood floors, and a well-appointed kitchen—perfect for an owner-occupied option or premium rental. Unit 1 (Basement Level): One-bedroom apartment with a bedroom, kitchen, and full bathroom Each unit has a separate electric meter. Each unit has a heat pump for heat/AC. Water is paid by Owner and is not on separate meters. Gas is paid by Owner and is not on separate meters, only for water heating 2 gas water heater tanks shared for building Additional highlights include a shared driveway with the neighboring property, a one-car detached garage located at the rear of the home, and consistent hard-surface flooring throughout all units for easy maintenance. Shared laundry in basement This multi-family property presents a strong opportunity for investors or owner-occupants seeking multiple income streams in a charming, solidly built home. This is tenant occupied and pictures are from when each unit was vacant.

Getting Around

94
WalkingWalker's Paradise
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

4/10
Bywood El SchoolGrades 1-50.5 mi
3/10
3/10

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Block
  • Roof: Pitched
  • Construction materials: Stone

Notable Dates

  • Major remodel year: 2019

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Extra Refrigerator/Freezer,Microwave,Oven,Oven/Range - Electric,Refrigerator,Cooktop,Washer,Water Heater,Gas Water Heater
  • Laundry features: In Basement,Shared

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,173

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,173
  • Total interior livable area: 2,173 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 16030026100
  • Zoning: MULTI
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 55.00 x 75.00

Parking

  • Parking features: Asphalt,Shared Driveway,Driveway,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$217$2,604
Property Taxes $627$7,524
Electricity $238$2,861
Total$3,433$41,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,702/yr
40% on housing$102,990/yr
45% on housing$91,546/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 19082$121
Delaware County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 19082$156
Delaware County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Price change$485,000
2026-02-17Listed for sale$495,000
2023-05-28Listing removed--
2021-08-04Sold$475,000
2021-05-27Sold$475,000
2021-04-15Pending sale$500,000
2021-04-07Listed for sale$500,000
2020-08-22Listing removed$500,000
2020-08-20Listed for sale$500,000
2019-09-26Sold$165,750

For Sale by Agent

AgentGraceann Tinney
BrokerageKeller Williams Real Estate - Newtown

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