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81 S State Rd, Upper Darby, PA, 19082

4beds
--baths
1,802sqft
$260,000
$144price/sqft
$2,010/moest. monthly cost
$80,400/yrincome needed

About This Home

Wonderful investor opportunity to purchase a duplex where each unit has two bedroom, a living room, dining room, kitchen and bath. Rents are approximately $1100 a unit. Tenants pay for their own water, gas and electric. Landlord general annual expenses for this property in addition to taxes are: Electric (for stairways) - $560 Rental license - $150 Business privilege tax- $50 Insurance - $1774. Property is conveniently located a block from a bus stop and very close to 69th street transportation center and shopping. Other half of the duplex (79 S. State Road) is also for sale for the same price and seller would love to have one buyer purchase both sides of the twin. Great opportunity for excellent rental income. Note: Seller is selling this property as is and buyer responsible for repairs to get the U&O from the township. Seller has had annual rental inspections to maintain the property as a legitimate rental property.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
4/10
3/10

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Block
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Colonial
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,802
  • Total interior livable area: 1,802 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 16050132100
  • Zoning: R-20 MULTI-FAMILY
  • Special condition: Standard
  • Exclusions: Tenants' Possessions

Features

  • Pool features: None

Lot

  • Lot size: 2,178 sqft
  • Lot size dimensions: 25.00 x 91.61

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$121$1,452
Property Taxes $351$4,212
Electricity $224$2,692
Total$2,010$24,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,914/yr
40% on housing$60,300/yr
45% on housing$53,600/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 19082$122
Delaware County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 19082$156
Delaware County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Contingent$260,000
2026-07-24Listed for sale$260,000
2024-01-26Sold$170,000

For Sale by Agent

AgentSusan Gradwohl
BrokerageCompass RE

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