825 McCay Ave, Oneonta, AL, 35121
About This Home
Welcome to the heart of Oneonta! This beautifully updated 2-bedroom, 2-bath home offers the perfect blend of comfort, convenience, and outdoor living. Move-in ready and thoughtfully refreshed, the home features inviting living spaces designed for everyday living and easy entertaining, plus a versatile bonus room with endless possibilities. Whether you need a home office, playroom, hobby space, workout area, or guest room, this flexible space is ready to fit your lifestyle. Step outside to enjoy a spacious covered deck, covered patio, and charming gazebo—perfect for morning coffee, weekend gatherings, or relaxing Alabama evenings. The fully fenced backyard provides plenty of space for pets, play, or gardening, while a covered shed and separate storage building offer exceptional storage and workspace. Additional highlights include two covered carports, a basketball goal, and a prime location just minutes from shopping, dining, schools, and all that Oneonta has to offer.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1952
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Stove-Electric,Electric Water Heater
- Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes
Basement
- Area: 0
Basement
- Basement: Crawl Space
Bathroom1
- Level: First
Bedroom1
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Family Room
- Level: First
Features
- None,Smooth Ceilings,Tub/Shower Combo
- Flooring: Vinyl
- Attic: None
- Finished area below ground: 0
- Finished area above ground: 1,325
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total interior livable area: 1,325 sqft
Kitchen
- Features: Laminate Counters,Eat-in Kitchen
- Level: First
Living Room
- Level: First
Master Bathroom
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 1609311002010.000
- Special condition: N/A
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered,Patio,Covered (DECK),Open (DECK),Deck
- Has view: Yes
- View description: None
- Waterfront features: No
Lot
- Lot size: 871.20 sqft
Parking
- Total spaces: 2
- Parking features: Parking (MLVL)
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Inland Flooding
- Lightning
- Strong Wind
- Cold Wave
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $955 | $11,460 |
| Home Insurance * | $186 | $2,232 |
| Property Taxes | $42 | $504 |
| Electricity | $240 | $2,881 |
| Total | $1,423 | $17,076 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Listed for sale | $189,000 |
| 2026-06-26 | Sold | $100,000 |
| 2024-08-24 | Listing removed | -- |
| 2024-06-13 | Listed for sale | $200,000 |
| 2014-05-29 | Sold | $105,500 |
| 2013-09-23 | Sold | $228,300 |
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