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644 Goucher St, Johnstown, PA, 15905

4beds
2baths
1,313sqft
$130,000
$99price/sqft
$1,096/moest. monthly cost
$43,840/yrincome needed

About This Home

Welcome to 644 Goucher Street! Move in today and enjoy easy living at its finest. This home features 4 spacious bedrooms, 1.5 baths, and plenty of living space, including a large living room, dining room, and kitchen. Two of the bedrooms are conveniently located on the first floor. Highlights include a wood fireplace, attached garage, and a great yard perfect for summer gatherings. Located in the Westmount School District, with the seller offering a $15,000 credit toward the porch. Home has new roof and gutters....A must-see—make it yours today!

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

7/10
5/10
Westmont Hilltop HSGrades 7-122.2 mi

Construction

Condition

  • Year built: 1947

Materials

  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,313

Heating & Cooling

  • Heating features: Fireplace(s),Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,313
  • Total interior livable area: 1,313 sqft

Property

Details

  • Parcel number: 062078269
  • Zoning description: Residential
  • Exclusions: Personal Belongings

Features

  • Levels: Two
  • Pool features: None

Lot

  • Lot size: 2,526 sqft
  • Lot size dimensions: 66 x 160

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$87$1,044
Property Taxes $128$1,536
Electricity $224$2,692
Total$1,096$13,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,577/yr
40% on housing$32,880/yr
45% on housing$29,226/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 15905$74
Cambria County$63

vs Homes Sold Last Month

Median $/sqft

ZIP 15905$88
Cambria County$74

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$180,000
2026-04-15Listed for sale$190,000
2020-09-24Sold$30,000

For Sale by Agent

AgentAmy Barfield
BrokerageCHARIS REALTY GROUP

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