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105 Montauk Cir, Port Matilda, PA, 16870

4beds
3baths
3,336sqft
$760,000
$228price/sqft
$5,085/moest. monthly cost
$203,400/yrincome needed

About This Home

Charming, Welcoming, Warm & Convenient are four words that best describe this move-in ready, freshly painted throughout home, nestled in the lovely outskirts neighborhood of Cedar Cliff, on a one+ acre lot. The home has only had one owner and includes a neighborhood park. Close to a nature/bike trail which leads to State College, and just minutes from Penn State University campus in the State College School District. Step inside the light bright welcoming open two-story foyer with elegant palladium curved window and chandelier. Designed with the perfect layout and flow for entertaining and work from home lifestyle. Upon entering, to the left is a spacious office with a wall of windows to catch the morning sun, making for a pleasant work environment. A convenient half bath located next to the office and close to the oversize 3-car garage with shelving, workbench, & sink. Straight ahead is the kitchen, the heart of the home with arteries flowing to all rooms. To the left of the eat-in kitchen, complete with hardwood floors, space for kitchen table, large granite eat-around, preparation, and serving island, is the family room with vaulted ceiling, currently utilizing a wood burning fireplace but served with piping that makes for easy conversion to propane if desired later. To the right of the kitchen is a separate dining room with hardwood floors and beautiful stained-glass chandelier for more formal or casual dining, flowing into the living room area and back to the foyer. Outside is a front door 9 x 4-foot entryway area to sit and enjoy your morning coffee watching the sunrise. To the rear of the home is a 35 x 15-foot concrete patio for grilling and picnicking w/electric awning. The rear, front and side yards provide room for basketball and other games/sports. The upper floor features a large primary bedroom with 11 x 7 w/i closet and primary bath w/glass enclosed shower and dual shower heads, jetted tub & dual sinks. Laundry with ceramic tile & skylight, 2nd full bath w/tub shower & dual showerheads, and 3 additional bedrooms. Unfinished lower level has AO Smith Smart Grid 70-gallon water heater, Lancaster water softener, and reverse osmosis Ultra Purified Drinking Water System. Schedule your private tour and see how you can add your personal touches to make this home your own.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

7/10
Park Forest El SchoolGrades K-51.3 mi
9/10
10/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 2001

Materials

  • Foundation: Block,Crawl Space
  • Roof: Shingle
  • Construction materials: Combination,Stick Built,Stone,Vinyl Siding,Masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Dishwasher,Dryer,Self Cleaning Oven,Oven/Range - Electric,Range Hood,Refrigerator,Stainless Steel Appliance(s),Washer,Water Conditioner - Owned,Water Heater,Water Treat System,Electric Water Heater
  • Laundry features: Upper Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partial,Space For Rooms,Sump Pump,Unfinished

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 156
  • Dimensions: 12 X 13

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 154
  • Dimensions: 11 X 14

Bedroom4

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 196
  • Dimensions: 14 X 14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 196
  • Dimensions: 14 X 14

Family Room

  • Features: Flooring - Carpet,Cathedral/Vaulted Ceiling,Fireplace - Wood Burning
  • Level: Main
  • Area: 336
  • Dimensions: 14 X 24

Features

  • Bathroom - Tub Shower,Bathroom - Walk-In Shower,Breakfast Area,Combination Dining/Living,Crown Molding,Dining Area,Family Room Off Kitchen,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen Island,Kitchen - Table Space,Pantry,Recessed Lighting,Store/Office,Upgraded Countertops,Walk-In Closet(s),2 Story Ceilings,Dry Wall,Vaulted Ceiling(s)
  • Door features: Six Panel,Sliding Glass
  • Window features: Double Hung,Double Pane Windows,Energy Efficient,Palladian,Screens,Sliding,Vinyl Clad,Skylight(s)
  • Flooring: Carpet,Ceramic Tile,Hardwood,Wood
  • Number of fireplaces: 1
  • Fireplace features: Glass Doors,Wood Burning,Other
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,336

Foyer

  • Features: Flooring - Ceramic Tile
  • Level: Main
  • Area: 256
  • Dimensions: 16 X 16

Half Bath

  • Features: Flooring - Ceramic Tile
  • Level: Main
  • Area: 45
  • Dimensions: 5 X 9

Heating & Cooling

  • Heating features: Baseboard,Forced Air,Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,483
  • Total interior livable area: 3,336 sqft

Kitchen

  • Features: Flooring - HardWood,Granite Counters,Pantry
  • Level: Main
  • Area: 336
  • Dimensions: 14 X 24

Laundry

  • Features: Flooring - Ceramic Tile
  • Level: Upper
  • Area: 30
  • Dimensions: 5 X 6

Office

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 96
  • Dimensions: 8 X 12

Office

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 216
  • Dimensions: 12 X 18

Other

  • Features: Flooring - Ceramic Tile,Bathroom - Tub Shower
  • Level: Upper
  • Area: 88
  • Dimensions: 8 X 11

Primary Bathroom

  • Features: Flooring - Ceramic Tile,Bathroom - Jetted Tub,Double Sink
  • Level: Upper
  • Area: 165
  • Dimensions: 11 X 15

Primary Bedroom

  • Features: Flooring - Carpet,Walk-In Closet(s)
  • Level: Upper
  • Area: 323
  • Dimensions: 17 X 19

Property

Accessibility

  • Accessibility features: Doors - Lever Handle(s),Grip-Accessible Features,Accessible Hallway(s)

Details

  • Parcel number: 18003,138,0000
  • Zoning: R
  • Zoning description: R
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Exterior features: Awning(s),Sidewalks
  • Spa features: Bath
  • Has view: Yes
  • View description: Garden,Trees/Woods
  • Frontage type: Road Frontage

Lot

  • Lot size: 1.04 Acres
  • Features: Corner Lot,Backs to Trees,Front Yard,Wooded,Private,SideYard(s),Vegetation Planting,Year Round Access,Corner Lot/Unit
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 11
  • Parking features: Storage,Garage Faces Side,Inside Entrance,Asphalt,Driveway,Paved,Private,Attached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,842$46,104
Home Insurance *$219$2,628
Property Taxes $658$7,896
Electricity $366$4,392
Total$5,085$61,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,342/yr
40% on housing$152,550/yr
45% on housing$135,600/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 16870$215
Centre County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 16870$254
Centre County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Price change$760,000
2026-06-08Listed for sale$825,000
2000-09-07Sold$64,500

For Sale by Agent

AgentVicki Wedler
BrokerageKissinger, Bigatel & Brower

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