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162 Independence Ave, State College, PA, 16801

2beds
3baths
1,769sqft
$315,000
$178price/sqft
$2,176/moest. monthly cost
$87,040/yrincome needed

About This Home

Welcome to 162 Independence Avenue, where sophisticated design meets effortless living. Thoughtfully reimagined with exceptional attention to detail, this beautifully renovated ranch residence offers a seamless blend of luxury, comfort, and convenience within one of the area's most desirable maintenance-free communities. Every space has been curated with quality and style in mind, featuring luxury vinyl plank flooring, fresh paint, recessed lighting, quartz countertops, and a premium appliance package highlighted by an induction Thermador cooktop. The sun-filled kitchen serves as the heart of the home, showcasing expansive prep space, stainless steel appliances, full-extension cabinetry with dovetail construction, and soft-close drawers and doors. Designed for both everyday living and elegant entertaining, the open-concept layout flows effortlessly from the kitchen to the spacious living area, anchored by an impressive quartz island perfect for gathering with family and guests. Step outside to the composite deck and enjoy peaceful summer evenings in a low-maintenance setting. The luxurious primary suite offers a serene retreat, complete with a spa-inspired en-suite bath featuring a walk-in shower, linen storage, and a timeless white vanity. An expansive custom walk-in closet with built-in organization and conveniently integrated laundry hookups adds both sophistication and functionality. A dedicated office and an additional full bath complete the main level. The finished lower level provides exceptional flexibility, offering space for a guest suite with egress, media room, recreation area, or home gym, complemented by a third full bathroom. Beyond the home itself, residents enjoy an unparalleled lock-and-leave lifestyle. The monthly association fee covers lawn care, snow removal, water, sewer, trash service, and exclusive access to the community clubhouse, featuring a fitness center, steam room, indoor pool, fully equipped kitchen, and recreation room - bringing resort-style amenities right to your doorstep. *A few images have been enhanced with virtual staging for illustrative purposes.

Getting Around

43
WalkingCar-Dependent
29
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

8/10
9/10
10/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 2006

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Ranch/Rambler
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Hookup,Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Interior Entry,Space For Rooms,Sump Pump,Windows

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Family Room

  • Level: Lower
  • Area: 638
  • Dimensions: 22 X 29

Features

  • Bathroom - Tub Shower,Bathroom - Walk-In Shower,Ceiling Fan(s),Entry Level Bedroom,Eat-in Kitchen,Pantry,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s)
  • Finished area below ground: 809
  • Finished area above ground: 960

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,769 sqft

Kitchen

  • Level: Main
  • Area: 180
  • Dimensions: 10 X 18

Laundry

  • Level: Main
  • Area: 100
  • Dimensions: 10 X 10

Living Room

  • Level: Main
  • Area: 165
  • Dimensions: 11 X 15

Office

  • Level: Main
  • Area: 50
  • Dimensions: 5 X 10

Other

  • Level: Main
  • Area: 35
  • Dimensions: 5 X 7

Other

  • Level: Lower
  • Area: 40
  • Dimensions: 5 X 8

Primary Bathroom

  • Level: Main
  • Area: 56
  • Dimensions: 7 X 8

Primary Bedroom

  • Level: Main
  • Area: 156
  • Dimensions: 12 X 13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 19002B,076C,0162P
  • Attached to another structure: Yes
  • Zoning: R3 - MULTI-FAMILY RESIDEN
  • Special condition: Standard
  • Exclusions: Hot Tub In Basement

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Deck

Lot

  • Lot size: 2,613 sqft
  • Lot size dimensions: .06 acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Inside Entrance,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$87$1,044
Property Taxes $273$3,276
Electricity $224$2,692
Total$2,176$26,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,605/yr
40% on housing$65,280/yr
45% on housing$58,026/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 16801$271
Centre County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 16801$207
Centre County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$315,000
2026-08-14Contingent$315,000
2026-08-14Pending sale$315,000
2026-06-18Listed for sale$315,000
2018-03-07Sold$210,000
2018-01-09Pending sale$217,000
2017-12-16Listed for sale$217,000
2010-11-05Sold$185,000
2007-08-31Sold$168,000

For Sale by Agent

AgentMcKenzie Holderman
BrokerageKissinger, Bigatel & Brower

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