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174 Independence Ave, State College, PA, 16801

2beds
3baths
0sqft
$299,997
--price/sqft
$2,082/moest. monthly cost
$83,280/yrincome needed

About This Home

Buy This Property 11:00 AM Saturday, June 13th. Built in 2006 and offering 1,853 sq ft, this thoughtfully improved State College home delivers the space, updates, storage, amenities, and everyday convenience buyers are looking for. The main level has been opened and updated for modern living. In 2021, the kitchen and living room were opened to create a more connected layout with better flow for daily life, entertaining, and comfortable gathering. Features include new first-floor flooring, updated light fixtures, expanded kitchen countertops, backsplash tile, and added outlets in the living room and kitchen. The primary/main bath was remodeled in 2023 and features double sinks, a quartz counter, shower, and glass enclosure, giving the home an updated, move-in-ready feel where it matters most. The lower level adds valuable flexibility with a recreation room, bedroom area, full bathroom, linen closet, under-stairs storage closet, 10x10 storage room, and a cubby wall/divider with baskets included. Whether used for guests, hobbies, work, recreation, or additional living space, this lower level gives the home practical value beyond the main floor. The 2-car garage is a major standout. It includes Craftsman interlocking floor tiles, cabinetry, workbench, shoe storage bins, wire shelving, a 500 lb storage rack, added outlets, and an additional large-capacity refrigerator/freezer. For buyers who value clean storage, workspace, tools, equipment, or an organized garage, this space is already set up to work. Additional features include washer and dryer, retro-style kitchen refrigerator/freezer, Ring front-door security device, newer sewer pump, water softener, water heater, sump pump, and a rear deck with rollout awning. The HOA is $525/month and covers clubhouse access, landscaping, snow removal, exterior maintenance, trash, sewer, water, and common area insurance. The clubhouse amenities add even more lifestyle value, including a stocked kitchen, pool table, lounge, party room, indoor pool, sauna, hot tub, steam room, and fitness room. This home offers the kind of combination buyers want but do not always find: updated living space, flexible lower-level use, strong storage, a well-equipped garage, included appliances, and HOA amenities that make ownership more convenient. View by appointment only. Schedule your appointment today to see 174 Independence Ave. before sale day. Terms: $15,000 deposit day of sale, balance due at closing. Possession anticipated July 24, 2026. Buyer agents welcome; 5% commission offered.

Getting Around

43
WalkingCar-Dependent
29
TransitSome Transit
35
BikeSomewhat Bikeable

Schools

8/10
7/10
9/10

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Microwave,Oven,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Bedrooms(1),Bathrooms(1)

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet,Laminate,Stone,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 0

Heating

  • Heating features: Electric,Natural Gas,Forced Air,Heat Pump

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 19002B,076C,0174P/21410389
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Mountain,Street
  • Frontage length: 0

Lot

  • Lot size: 3,484 sqft
  • Features: Trees,Near Bus

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$83$996
Property Taxes $259$3,108
Electricity $224$2,692
Total$2,082$24,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,382/yr
40% on housing$62,460/yr
45% on housing$55,520/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 16801$272
Centre County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 16801$207
Centre County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$299,997
2014-03-10Sold$188,000
2013-10-30Listed for sale$189,000
2007-11-02Sold$180,000

For Sale by Agent

AgentSkip Dreibelbis
BrokerageTrue Blue Auctions LLC

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