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300 N 10th St, Philipsburg, PA, 16866

2beds
2baths
1,716sqft
$119,000
$69price/sqft
$1,011/moest. monthly cost
$40,440/yrincome needed

About This Home

This charming 2-bedroom, 2-bathroom traditional home, built in 1890, offers a unique property for owner occupancy or as an investment opportunity with a blend of classic character and modern amenities. The interior features include original hardwood in the living room, attic with separated areas, and a cozy wood-pellet fireplace, enhancing the home's appeal. The kitchen is equipped with essential appliances: a built-in microwave, dishwasher, electric oven/range, washer, dryer, and refrigerator, making it move-in ready for a new owner or tenants. An oversized detached garage adds value and convenience. With a total finished area of 1,716 sq ft, this home presents a great 1st time home buyer option, or a solid rental income potential in a desirable market. With some vision, and a few upgrades would be a great 1st home, or promising addition to your investment portfolio.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Oven/Range - Electric,Washer,Dryer,Refrigerator,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Attic
  • Flooring: Laminate,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,716

Heating & Cooling

  • Heating features: Hot Water,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,716
  • Total interior livable area: 1,716 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 293021180000
  • Zoning: R
  • Zoning description: R
  • Special condition: Standard

Features

  • Levels: Two and One Half
  • Stories: 2
  • Pool features: None
  • Fencing: Chain Link

Lot

  • Lot size: 3,485 sqft
  • Features: Corner Lot
  • Lot size dimensions: 3485.00

Parking

  • Total spaces: 1
  • Parking features: Oversized,Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $601$7,212
Home Insurance *$83$996
Property Taxes $103$1,236
Electricity $224$2,692
Total$1,011$12,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,662/yr
40% on housing$30,330/yr
45% on housing$26,960/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$69This listing

vs Other Active Listings

Avg $/sqft

ZIP 16866$95
Centre County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 16866$122
Centre County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$95,000
2026-08-11Price change$99,000
2026-07-23Price change$119,000
2026-07-07Listed for sale$139,000
2016-06-01Sold$82,000
2016-03-15Price change$84,000
2016-01-14Listed for sale$88,000
2006-10-02Sold$58,000

For Sale by Agent

AgentDavid Fonash
BrokerageContinental Real Estate Management

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