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4406 Bay Rd, Du Bois, PA, 15801

2beds
2baths
1,464sqft
$475,000
$324price/sqft
$3,222/moest. monthly cost
$128,880/yrincome needed

About This Home

Seller timeline is accelerated; Motivated Buyer and quick close welcomed. Stunning Reimagined Home!Step into this fully reimagined and meticulously rebuilt residence, where modern innovation meets timeless craftsmanship. Taken down to its shell and completely renovated in 2022, this home features brand-new electrical and plumbing systems, ensuring peace of mind and efficiency for years to come. It features 2 Master Bedrooms, one on each level! Every detail has been thoughtfully curated from custom wooden cabinetry and designer finishes throughout, to state-of-the-art café appliances equipped with the latest smart technology. The seamless layout blends function and beauty, inside and out, while offering an elevated living experience at every turn. Exceptional bonuses include: the tranquility of a covered deck with cathedral ceiling overlooking a babbling brook on the rear side of the property for your ultimate escape; and a walkway with multiple open-air decks and covered areas the whole way around the structure, including a soaking pool with a waterfall. Or head over to the detached private studio, ideal for whatever your personal interests may be - giving endless possibilities while providing flexibility for today's modern lifestyles. Still wanting more? The heated Bonus Room above the oversized 2-car detached garage is the ideal retreat for entertaining or use as an overflow area for family and guests. Don't miss the opportunity to own a truly one-of-a-kind home that combines custom design, advanced technology, and expert craftsmanship in every inch. This home is nestled away in the semi-private, gated Treasure Lake community off I-80, just 2 hours N of Pittsburgh, and one hour + from State College, home of PSU. Amenities within the community include 2 PGA rated golf courses, tennis & pickle ball courts, walking/biking trails, and water fun at multiple pools, beaches, and lakes - and so much more! Imagine the memories that are waiting to be made!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
6/10
8/10
Oklahoma El SchoolGrades K-44.5 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Stick-Built,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Washer,Refrigerator,Microwave,Dryer

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • Window features: Insulated Windows
  • Finished area below ground: 0
  • Finished area above ground: 1,464

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,464
  • Total interior livable area: 1,464 sqft

Property

Details

  • Parcel number: 128095008
  • Zoning: PRD

Features

  • Patio & porch: Covered,Wrap Around,Deck

Lot

  • Lot size: 0.68 Acres

Parking

  • Total spaces: 2
  • Parking features: 2 Car Detached,Concrete,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Strong Wind
Cold Wave
Inland Flooding

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$174$2,088
Property Taxes $423$5,076
Electricity $224$2,692
Total$3,222$38,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,468/yr
40% on housing$96,660/yr
45% on housing$85,920/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 15801$110
Clearfield County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 15801$136
Clearfield County$93

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$475,000
2026-04-24Price change$499,000
2025-12-26Price change$529,000
2025-10-13Price change$549,000
2025-08-11Price change$575,000
2025-07-03Price change$598,000
2025-05-23Listed for sale$638,000
2021-12-03Sold$125,000
2021-10-25Pending sale$129,000
2021-10-20Listed for sale$129,000

For Sale by Agent

AgentMelanie Cole
BrokerageRealty One Group Landmark -DuBois

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