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522 E Division St, New Castle, PA, 16101

4beds
1baths
832sqft
$84,999
$102price/sqft
$857/moest. monthly cost
$34,280/yrincome needed

About This Home

Investment Opportunity, currently rented cape cod.

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
Washington Intrmd SchoolGrades 3-51.8 mi
4/10
NEW CASTLE JHSGrades 6-80.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1947

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 832
  • Total interior livable area: 832 sqft

Property

Details

  • Parcel number: 05025400

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 9,583 sqft
  • Lot size dimensions: 0.22

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$116$1,392
Property Taxes $88$1,056
Electricity $224$2,692
Total$857$10,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,382/yr
40% on housing$25,710/yr
45% on housing$22,853/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.8%
-3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$102This listing

vs Other Active Listings

Avg $/sqft

ZIP 16101$84
Lawrence County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 16101$60
Lawrence County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$84,999
2026-03-07Listed for sale$91,999
2020-09-02Sold$7,706
2019-10-18Listing removed$26,900
2019-08-10Listed for sale$26,900
2018-05-15Listing removed$32,900
2018-04-10Listed for sale$32,900
2016-10-07Listing removed$18,900
2016-08-05Listed for sale$18,900
2014-04-23Listing removed$20,000
2014-04-22Pending sale$20,000
2014-03-27Listed for sale$20,000

For Sale by Agent

AgentWendy Stuck
BrokerageKELLER WILLIAMS STEEL CITY

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