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428 E Main St, Annville, PA, 17003

3beds
1baths
1,184sqft
$225,000
$190price/sqft
$1,658/moest. monthly cost
$66,320/yrincome needed

About This Home

Welcome to 428 E Main St in Annville! This charming 3-bedroom, 1 full bath home offers comfortable living with plenty of natural light throughout, creating a warm and welcoming atmosphere from the moment you step inside. Step outside to enjoy the fully fenced-in backyard — perfect for pets, play, gardening, or relaxing evenings outdoors. It’s a great space for entertaining or simply enjoying your own private retreat. Conveniently located near local shops, dining, and schools, this home offers small-town charm with everyday convenience. Whether you're a first-time buyer, looking to downsize, or searching for an investment opportunity, this property is full of potential. Schedule your private showing today!

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
Annville El SchoolGrades 3-60.4 mi
5/10
Annville-Cleona MsGrades 7-80.7 mi
5/10

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Brick/Mortar
  • Roof: Shingle
  • Construction materials: Stick Built

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,184

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 1,184
  • Total interior livable area: 1,184 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1823145613656300000
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Exterior features: Balcony

Lot

  • Lot size: 4,792 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Hurricane
Heat Wave
Tornado

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$67$804
Property Taxes $230$2,760
Electricity $224$2,692
Total$1,658$19,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,845/yr
40% on housing$49,740/yr
45% on housing$44,213/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 17003$184
Lebanon County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 17003$200
Lebanon County$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$225,000
2026-02-16Price change$230,000
2025-10-12Price change$235,000
2025-07-10Price change$250,000
2019-11-11Listed for sale$120,000
2010-06-08Sold$93,800
2005-10-31Sold$72,000

For Sale by Agent

AgentKrystin Coble
BrokerageKeller Williams of Central PA

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