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302 3rd St N, Oneonta, AL, 35121

6beds
3baths
3,685sqft
$425,000
$115price/sqft
$3,075/moest. monthly cost
$123,000/yrincome needed

About This Home

Step into this stunning historic home in the heart of Oneonta & you will immediately appreciate the craftmanship, quality & attention to detail. The main level offers a stately dining room, living room, keeping room, laundry room, mud room, half bath, master bedroom/bath & a beautifully remodeled kitchen. On the 2nd level are 4 more expansive bedrooms with large windows allowing an abundance of natural light, a bonus room, and our favorite, a step out balcony overlooking the neighborhood perfect for morning coffee. There is a full bath on the 2nd floor remodeled a few years ago with shower & claw foot tub. Then up to the 3rd level you have a playroom/den, along with attic storage & a surprise cedar closet. Don't miss this Southern beauty with old world charm & modern conveniences.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

7/10
10/10
Oneonta Middle SchoolGrades 6-81.6 mi
7/10
Oneonta High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1915

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Microwave,Electric Oven,Refrigerator,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Second

Bedroom

  • Level: First

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Multiple Staircases,Recessed Lighting,High Ceilings,Smooth Ceilings,Soaking Tub,Separate Shower,Double Vanity,Tub/Shower Combo,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 3
  • Fireplace features: Brick (FIREPL),Bedroom,Den,Wood Burning
  • Fireplace: Yes
  • Attic: Walk-In,Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,685

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 3,685 sqft

Kitchen

  • Features: Stone Counters,Eat-in Kitchen,Kitchen Island,Pantry,Butlers Pantry
  • Level: First

Master Bathroom

  • Level: First

Property

Details

  • Parcel number: 1609312003082.000
  • Special condition: N/A

Features

  • Levels: 2+ story
  • Pool features: None
  • Patio & porch: Open (PATIO),Patio,Porch
  • Exterior features: Balcony
  • Has view: Yes
  • View description: City
  • Waterfront features: No

Lot

  • Lot size: 871.20 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway,Parking (MLVL)
  • Has garage: Yes
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$419$5,028
Property Taxes $95$1,140
Electricity $412$4,948
Total$3,075$36,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,428/yr
40% on housing$92,250/yr
45% on housing$82,000/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 35121$120
Blount County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 35121$147
Blount County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-12Listed for sale$439,000
2025-10-11Listing removed$439,000
2025-08-19Price change$439,000
2025-04-10Listed for sale$459,900
2022-10-18Sold$425,000
2022-10-05Pending sale$495,000
2022-08-21Contingent$495,000
2022-08-09Listed for sale$495,000
2022-08-01Listing removed--
2022-05-25Price change$499,000
2022-01-27Price change$549,000
2021-11-21Listed for sale$565,000
2016-03-18Sold$227,000
2011-06-24Sold$280,000

For Sale by Agent

AgentCandi Bresnahan
BrokerageKeller Williams Realty Blount

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