490 Jefferson St, Northumberland, PA, 17857
About This Home
Great Location !!! Over 4500 sq ft of living space.Northumberland 2 Story Home with Finished Lower Level. Custom Kitchen with Granite Countertops, Great Room with Cathedral Ceiling , Ceiling fan, and Gas Fireplace. Carpet , Hardwood, and Tile Flooring.Open Foyer and Staircase. Gas Heat with Central Air. Exquisite Landscaping , Fenced in Yard , 2 Sheds, Inground Pool, Paved Driveway, 3 Car Attached Garage. This Home has LR,DR,Kitchen/DA, FR, 4 Bedrooms and 2.5 Baths on the upper levels . Basement has RecRoom, Exercise Area, Bedroom, Walk-in-Closet, and 3/4 Bath. 24 hr notice for showings.Serious Inquiries only. Agents see private remarks . Listing Agent is related to the Seller. Call/Text Rich for an Appt at 570-274-2566 .
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2014
Materials
- Foundation: None
- Roof: Asphalt
- Construction materials: Cedar,Stone,Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Stove/Range
- Laundry features: Laundry Hookup
Basement
- Has basement: Yes
- Basement: Block,Heated,Interior Entry,Sump Pump
Bathroom
- Level: Basement
- Area: 52.25
- Dimensions: 9.50 x 5.50
Bathroom
- Level: First
Bathroom
- Area: 88
- Dimensions: 8.00 x 11.00
Bedroom2
- Level: Second
- Area: 158.51
- Dimensions: 13.10 x 12.10
Bedroom3
- Level: Second
- Area: 154
- Dimensions: 11.00 x 14.00
Bedroom4
- Level: Second
- Area: 167.12
- Dimensions: 12.11 x 13.80
Bedroom5
- Level: Basement
- Area: 192.78
- Dimensions: 15.30 x 12.60
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 2
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Bonus Room
- Level: Basement
- Area: 178.75
- Dimensions: 14.30 x 12.50
Bonus Room
- Level: Second
- Area: 192.56
- Dimensions: 16.60 x 11.60
Dining Room
- Level: First
- Area: 193.2
- Dimensions: 14.00 x 13.80
Family Room
- Level: First
- Area: 330.4
- Dimensions: 14.00 x 23.60
Features
- Walk-In Closet(s)
- Window features: Insulated Windows
- Fireplace: Yes
- Finished area below ground: 1,100
- Finished area above ground: 3,478
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 3,478
- Total interior livable area: 3,478 sqft
Kitchen
- Level: First
- Area: 327.6
- Dimensions: 14.00 x 23.40
Laundry
- Level: Second
- Area: 30.25
- Dimensions: 5.50 x 5.50
Living Room
- Level: First
- Area: 201.48
- Dimensions: 14.60 x 13.80
Master Bathroom
- Level: Second
- Area: 156.6
- Dimensions: 14.50 x 10.80
Master Bedroom
- Level: Second
- Area: 309.12
- Dimensions: 16.10 x 19.20
Office
- Level: First
- Area: 92.13
- Dimensions: 8.30 x 11.10
Rec Room
- Level: Basement
- Area: 378
- Dimensions: 36.00 x 10.50
Property
Details
- Parcel number: 03705035127
- Zoning: Residential
- Exclusions: washer/dryer
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: In Ground
- Patio & porch: Porch,Patio,Deck
- Fencing: Fenced
- Topography of land: No
Lot
- Lot size: 0.52 Acres
- Lot size dimensions: .52 acre
Parking
- Total spaces: 3
- Parking features: 3 Car,Garage Door Opener
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Winter Weather
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance * | $264 | $3,168 |
| Property Taxes | $606 | $7,272 |
| Electricity | $381 | $4,579 |
| Total | $4,537 | $54,444 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Price change | $715,000 |
| 2026-04-07 | Listed for sale | $725,000 |
| 2015-07-24 | Sold | $359,950 |
For Sale by Agent
View on Zillow