41 S Spencer St, Frackville, PA, 17931
About This Home
Price Reduced! Welcome Home to this well-maintained and affordable half-doubleon quiet neighborhood in Frackville, offering plenty of space and potential! The inviting front porch welcomes you into a spacious living room, formal dining area, and kitchen with ample cabinetry and workspace. Upstairs you'll find comfortable 3 bedrooms and a nicely updated full bathroom. An unfinished attic provides excellent storage or the opportunity for additional finished living space. The home has been lovingly cared for and is move-in ready while still offering room to make it your own. A major bonus is the first-floor space already plumbed and ready for the addition of a convenient half bath. Outside, enjoy a level backyard, off-street parking, and a detached garage for extra storage upstairs, hobbies, or vehicle protection. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this affordable, comfort- filled property delivers value, space, and future potential.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1935
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedroom1
- Level: Upper
- Area: 100
- Dimensions: 10 X 10
Bedroom2
- Level: Upper
- Area: 96
- Dimensions: 8 X 12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Level: Main
- Area: 156
- Dimensions: 12 X 13
Features
- Eat-in Kitchen
- Finished area above ground: 1,176
Heating & Cooling
- Heating features: Baseboard,Oil
- Cooling features: None,Electric
Interior Area
- Total structure area: 1,176
- Total interior livable area: 1,176 sqft
Kitchen
- Features: Kitchen - Electric Cooking
- Level: Main
- Area: 182
- Dimensions: 14 X 13
Living Room
- Level: Main
- Area: 169
- Dimensions: 13 X 13
Other
- Features: Attic - Walk-Up
- Level: Unspecified
Primary Bedroom
- Level: Upper
- Area: 144
- Dimensions: 12 X 12
Primary Bedroom
- Level: Unspecified
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 36120217
- Attached to another structure: Yes
- Zoning: R2
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Porch
- Exterior features: Sidewalks,Street Lights
Lot
- Lot size: 2,614 sqft
- Features: Rear Yard
Parking
- Total spaces: 1
- Parking features: Storage,On Street,Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Cold Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $783 | $9,396 |
| Home Insurance * | $83 | $996 |
| Property Taxes | $166 | $1,992 |
| Electricity | $224 | $2,692 |
| Total | $1,256 | $15,072 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-01 | Price change | $155,000 |
| 2026-06-20 | Listed for sale | $165,000 |
| 2018-07-26 | Sold | $25,000 |
| 2018-02-20 | Listed for sale | $30,000 |
| 2016-01-31 | Listing removed | $24,900 |
| 2016-01-22 | Listed for sale | $24,900 |
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