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818 Clifford Ave, Ardmore, PA, 19003

1beds
2baths
1,990sqft
$590,000
$296price/sqft
$4,111/moest. monthly cost
$164,440/yrincome needed

About This Home

Investment Opportunity This charming vintage duplex offers two well-maintained units in a highly desirable Lower Merion location. Unit A (Main Floor): 2 bedrooms, 1 full bath Unit B (Second & Third Floors): 3 bedrooms, 1 full bath, spread across two spacious levels Both units feature a blend of hardwood and tile flooring, offering durability and classic appeal. Ideally situated within walking distance of downtown Ardmore’s vibrant amenities—including top-rated restaurants, boutique shopping, the Ardmore Farmers Market, and the SEPTA commuter rail station—this property offers convenience and lifestyle appeal. Located near major regional highways, employment centers, schools, and large shopping destinations, this duplex combines strong tenant demand with long-term value growth potential. Perfect for investors or owner-occupants seeking income-generating property in one of the Main Line’s most sought-after neighborhoods.

Getting Around

83
WalkingVery Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

5/10
Chestnutwold El SchoolGrades K-50.5 mi
9/10
Haverford Middle SchoolGrades 6-81.5 mi
10/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Other
  • Roof: Pitched
  • Construction materials: Brick,Wood Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,990

Heating & Cooling

  • Heating features: Hot Water,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,990
  • Total interior livable area: 1,990 sqft

Primary Bedroom

  • Level: Unspecified

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 22060067600
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Exterior features: Sidewalks

Lot

  • Lot size: 4,356 sqft
  • Lot size dimensions: 30.00 x 150.00

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,983$35,796
Home Insurance *$108$1,296
Property Taxes $796$9,552
Electricity $224$2,692
Total$4,111$49,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,948/yr
40% on housing$123,330/yr
45% on housing$109,626/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$296This listing

vs Other Active Listings

Avg $/sqft

ZIP 19003$267
Delaware County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 19003$431
Delaware County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-13Listed for sale$590,000
2023-09-08Listing removed--
2023-08-08Listed for rent$1,350
2023-07-02Listing removed--
2023-06-28Listed for rent$1,250
2022-05-20Listing removed--
2022-05-16Listed for rent$1,250
2021-03-22Listing removed--
2021-03-19Listed for rent$1,120
2016-02-11Listing removed$1,095
2016-01-29Price change$1,095
2016-01-14Price change$1,125
2015-11-21Listed for rent$1,160
2010-04-15Sold$235,000
2006-05-15Sold$260,000
2002-05-22Sold$209,000

For Sale by Agent

AgentKatie Willman-Wright
BrokerageSpace & Company

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