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117 N Main St, Kimballton, IA, 51543

1beds
1baths
1,500sqft
$95,000
$63price/sqft
$1,108/moest. monthly cost
$44,320/yrincome needed

About This Home

Great opportunity for a residential or commercial property located on Main Street in Kimballton. Beautiful brick building that's handicapped accessible with zero entry and completely renovated in 2009. Some updates include a metal roof, drywall, new fixtures, bathroom, furnace, electric and plumbing. Whether you're considering easy living or a business this building can accommodate either one. Walk in to high ceilings with beams and nice fixtures. You'll have plenty of storage in the upper loft and 1500 square feet of great space for whatever your dream is. Built in 1900 this building is historic and has had many uses over the years. If you're looking for an affordable opportunity then come check this one out!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Metal
  • Construction materials: Masonry - Brick,Brick Siding

Notable Dates

  • Major remodel year: 2009

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Laminate
  • Finished area above ground: 1,500

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Kitchen

  • Features: Pass-Through

Property

Details

  • Parcel number: 050930110170
  • Lease amount: 0

Features

  • Stories: 1
  • Has view: Yes
  • View description: Street
  • Frontage length: 0

Lot

  • Lot size: 2,613 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Drought
    DroughtVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Drought
Strong Wind
Tornado
Hail
Ice Storm
Winter Weather
Heat Wave
Inland Flooding
Landslide

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $480$5,760
Home Insurance *$385$4,620
Property Taxes $122$1,464
Electricity $121$1,452
Total$1,108$13,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,988/yr
40% on housing$33,240/yr
45% on housing$29,546/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.3%
14.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 17.2%
17.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$63This listing

vs Other Active Listings

Avg $/sqft

ZIP 51543$144
Audubon County$510

vs Homes Sold Last Month

Median $/sqft

ZIP 51543
Audubon County$46

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-16Listed for sale$95,000
2012-02-13Sold$8,000

For Sale by Agent

AgentKathryn Kilworth
BrokerageWayne Hansen Real Estate Llc

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