89 Cardinal Ave, Atkins, IA, 52206
About This Home
Located just minutes from the school, this spacious ranch offers over 3,600 sq ft of well-designed living space with 4 bedrooms (3 with walk-in closets), 3.5 baths, and a heated 3-stall garage. The private primary suite is tucked away for added privacy and features a walk-in shower, jetted tub, dual sinks, and a generous walk-in closet. The living room showcases a vaulted ceiling and a cozy gas fireplace, flowing seamlessly into the kitchen with stainless steel appliances (newer microwave/range), abundant cabinetry and counter space, a center island with breakfast bar, and a deep walk-in pantry. Formal dining leads to a large deck and patio overlooking a level, fenced backyard complete with an above-ground pool and a wide side gate—perfect for storing a camper or toys. A main floor laundry room with a half bath adds everyday convenience just off the garage. The finished lower level is ideal for entertaining, featuring a spacious rec room with a bar, an additional bedroom with a walk-in closet, a full bath, and a versatile bonus room for storage or workspace. Additional highlights include a whole-house generator, central vacuum system, new water heater. This home offers great space in a great community!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Foundation: Poured
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Gas Water Heater,Microwave,Range,Refrigerator,Water Softener Owned
Basement
- Basement: Full,Concrete
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Breakfast Bar,Dining Area,Separate/Formal Dining Room,Eat-in Kitchen,Kitchen/Dining Combo,Bath in Primary Bedroom,Main Level Primary,Central Vacuum,Jetted Tub,Vaulted Ceiling(s)
- Fireplace features: Insert,Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 1,750
- Finished area above ground: 1,896
Heating & Cooling
- Heating features: Forced Air,Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 3,646 sqft
Other
- Level: First
Property
Details
- Parcel number: 01011840
Features
- Stories: 1
- Patio & porch: Deck
- Exterior features: Fence
- Has spa: Yes
Lot
- Lot size: 0.30 Acres
- Lot size dimensions: 110 x 120
Parking
- Total spaces: 3
- Parking features: Attached,Garage,Heated Garage,Off Street,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Inland Flooding
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,946 | $23,352 |
| Home Insurance * | $200 | $2,400 |
| Property Taxes | $423 | $5,076 |
| Electricity | $271 | $3,263 |
| Total | $2,840 | $34,080 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $385,000 |
| 2026-05-04 | Price change | $390,000 |
| 2026-04-21 | Listed for sale | $399,900 |
| 2019-03-01 | Sold | $243,000 |
| 2018-09-25 | Price change | $259,000 |
| 2018-08-04 | Listed for sale | $265,000 |
| 2013-12-23 | Sold | $210,000 |
| 2013-09-28 | Price change | $214,900 |
| 2013-09-06 | Price change | $214,999 |
| 2013-08-13 | Price change | $224,999 |
| 2013-05-25 | Listed for sale | $232,000 |
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