2675 Madison Ln, Urbana, IA, 52345
About This Home
Welcome to the Dream 2675 Madison Ln located on a wooded .63 acre. This exceptional 4 or 5 bedroom, 3.5-bath two-story home includes the adjacent buildable lot at 2695 Madison Ln (.47 acres) in the list price for total of 1 acre! Primary en suite on main floor. Enjoy a large front porch, attached 3-car tandem garage with full room above, and a 28x32 shop with its own driveway. New carpet and new granite tops, dual HVAC systems for upper and main floors, Geo Assist and LP heating, forced air, in-floor heat, and heated tile floors. The luxurious primary suite features a tiled steam shower and oversized reclined jetted tub. A spacious bonus room above the garage is perfect for a theater, man cave, office, or potential rental. The full basement offers access from both the home and garage, creating opportunities for multigenerational living or income potential. A rare property offering flexibility, comfort, and room to grow.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Foundation: Poured
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Disposal,Gas Water Heater,Microwave,Range,Refrigerator,Water Softener Owned,See Remarks,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Concrete,See Remarks
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Breakfast Bar,Eat-in Kitchen,Kitchen/Dining Combo,Bath in Primary Bedroom,Main Level Primary,See Remarks,Jetted Tub
- Fireplace features: Insert,Gas
- Fireplace: Yes
- Finished area below ground: 1,200
- Finished area above ground: 2,418
Heating & Cooling
- Heating features: Geothermal,Zoned,Forced Air,Gas,Radiant Floor
- Cooling features: Geothermal,Zoned,Central Air
Interior Area
- Total interior livable area: 3,618 sqft
Other
- Level: First
Property
Details
- Parcel number: 20015740
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Exterior features: Fence
- Has spa: Yes
Lot
- Lot size: 1 Acres
- Features: Cul-De-Sac,See Remarks,Wooded
- Lot size dimensions: irr
Parking
- Total spaces: 4
- Parking features: Attached,Detached,Four or more Spaces,Guest,Heated Garage,Garage Door Opener
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Strong Wind
- Winter Weather
- Drought
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,553 | $30,636 |
| Home Insurance * | $324 | $3,888 |
| Property Taxes | $739 | $8,868 |
| Electricity | $269 | $3,238 |
| Total | $3,885 | $46,620 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-08 | Pending sale | $505,000 |
| 2026-07-28 | Price change | $505,000 |
| 2026-07-15 | Price change | $514,900 |
| 2026-06-12 | Listed for sale | $524,900 |
| 2014-10-31 | Sold | $280,000 |
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