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508 E 3rd St, Vinton, IA, 52349

2beds
1baths
1,252sqft
$89,500
$71price/sqft
$711/moest. monthly cost
$28,440/yrincome needed

About This Home

AFFORDABLE - A 1-1/2 story, 2 bedroom (possibly a 4 bedroom), 1 bathroom home with 1 bedroom on the main level, main level laundry, deck, 1 stall detached garage and is located close to downtown Vinton.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

7/10
Tilford Elementary SchoolGrades PK-40.7 mi
4/10

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Composite Siding,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Disposal,Gas Water Heater,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Dining Area,Separate/Formal Dining Room,Eat-in Kitchen,Main Level Primary
  • Finished area below ground: 0
  • Finished area above ground: 1,252

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 1,252 sqft

Other

  • Level: First

Property

Details

  • Parcel number: 24052250

Features

  • Patio & porch: Deck,Patio

Lot

  • Lot size: 8,276 sqft
  • Lot size dimensions: 66 x 123

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Hail
Tornado
Winter Weather
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $452$5,424
Home Insurance *$78$936
Property Taxes $60$720
Electricity $121$1,452
Total$711$8,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,377/yr
40% on housing$21,330/yr
45% on housing$18,960/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.6%
14.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$71This listing

vs Other Active Listings

Avg $/sqft

ZIP 52349$187
Benton County$235

vs Homes Sold Last Month

Median $/sqft

ZIP 52349$126
Benton County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-22Listed for sale$89,500

For Sale by Agent

AgentScott Schlarbaum
BrokerageSchlarbaum Real Estate

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