




3306 Midway Dr, Waterloo, IA, 50701
About This Home
Situated on a spacious corner lot with a Waterloo address in the Cedar Falls School District, this duplex offers space, flexibility, and endless possibilities. Enjoy the massive yard filled with mature trees, beautiful landscaping, and a large patio perfect for entertaining or relaxing outdoors. Recent updates include the windows, siding, roof, and gutters for added peace of mind. Inside, multiple living areas provide room to spread out, while the unfinished basement offers potential for additional family space or bedrooms. The open office can easily be converted into another bedroom. The second unit is a vacant attached suite, ideal for multigenerational living, guests, a nanny, college student, private office, or rental income. Car enthusiasts and hobbyists will love the detached triple garage, offering ample space for vehicles, storage, or a workshop.
Getting Around
Schools
Construction
Condition
- Year built: 1951
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: Duplex
Interior
Appliances
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Partially Finished
Cooling
- Cooling features: Central Air
Features
- Finished area below ground: 1,784
- Finished area above ground: 2,164
Interior Area
- Total structure area: 3,948
- Total interior livable area: 3,948 sqft
Property
Details
- Parcel number: 891320255001
- Zoning: R-1
- Special condition: Standard
Lot
- Lot size: 0.60 Acres
- Lot size dimensions: 109x241
Parking
- Total spaces: 10
- Parking features: Attached,Garage,Parking Pad,Paved,Multiple
- Has uncovered spaces: Yes
- Uncovered spaces: 10
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Hail
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $313 | $3,756 |
| Property Taxes | $557 | $6,684 |
| Electricity | $294 | $3,533 |
| Total | $2,933 | $35,196 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $340,000 |
| 2026-07-24 | Listed for sale | $350,000 |
| 2016-01-28 | Sold | $215,500 |
| 2005-06-13 | Sold | $225,000 |
