106 12th St NE, Waverly, IA, 50677
About This Home
Experience refined living in this exceptional private estate nestled on 3.06 secluded acres. Designed with both luxury and functionality in mind, this expansive residence offers an impressive blend of upscale finishes, multi-generational living potential, and resort-style amenities — all tucked away in a serene hidden setting. A brand-new roof adds both peace of mind and long-term value to this remarkable property. The heart of the home is the stunning chef’s kitchen, thoughtfully designed for entertaining on any scale. Featuring dual refrigerators including an additional pantry refrigerator, two dishwashers, two sinks, double ovens, and a separate cooktop, this space combines elegance with unmatched convenience. The main level also offers a formal dining room, spacious living area, private office, abundant storage throughout, a well-appointed laundry room with utility sink, and a stylish half bath. Upstairs, the luxurious primary suite is complete with a spa-inspired bathroom featuring a jacuzzi tub, walk-in shower, and expansive walk-in closet. The second level also includes four additional bedrooms, three full bathrooms, and a conveniently located second-floor laundry area. A thoughtfully designed layout provides both privacy and comfort for family and guests alike. The fully finished lower level functions beautifully as a private in-law suite or extended guest quarters, offering two full bedrooms including one with a walk-in closet, a full kitchen, two full bathrooms, laundry area, a relaxing sauna and even an elevator! Outside, the property continues to impress with a 3-stall attached garage complete with workshop space, a large heated outbuilding currently utilized as a workout facility, a basketball court, oversized garden shed, and expansive grounds offering privacy and endless possibilities. This is a rare opportunity to own a truly versatile luxury property that seamlessly blends elegance, space, and lifestyle amenities in a secluded acreage setting. Sale includes extra parcel 0901158002, Seller financing available
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1994
Materials
- Foundation: Brick/Mortar
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Double Oven,Dryer,Refrigerator,Water Purifier,Electric Water Heater,Water Softener Owned
- Laundry features: 1st Floor,2nd Floor,Lower Level
Basement
- Has basement: Yes
- Basement: Concrete,Finished
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Features
- Granite Counters,Sauna
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 1,300
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air,Zoned
Interior Area
- Total interior livable area: 4,645 sqft
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 0901176012
- Zoning: R-1
- Special condition: Standard
Lot
- Lot size: 3.06 Acres
- Features: Hillside
- Lot size dimensions: 0
Parking
- Total spaces: 3
- Parking features: 3 or More Stalls
- Covered spaces: 3
- Carport spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Hail
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,044 | $48,528 |
| Home Insurance * | $538 | $6,456 |
| Property Taxes | $1,127 | $13,524 |
| Electricity | $346 | $4,157 |
| Total | $6,055 | $72,660 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-25 | Price change | $799,900 |
| 2026-06-04 | Listed for sale | $849,900 |
| 2021-07-01 | Sold | $519,000 |
| 2021-05-22 | Pending sale | $549,000 |
| 2021-03-20 | Listed for sale | $549,000 |
| 2020-06-17 | Listing removed | $519,000 |
| 2019-10-09 | Price change | $519,000 |
| 2019-07-08 | Listed for sale | $539,000 |
| 2018-09-09 | Listing removed | $549,900 |
| 2018-05-10 | Listed for sale | $549,900 |
| 2007-12-03 | Sold | $420,000 |
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