513 4th St SW, Independence, IA, 50644
About This Home
Almost $25,000 less than assessed value! Welcome home to this charming 2-story property, offering over 1,700 square feet of comfortable living space! Nestled on a desirable corner lot, this 4-bedroom home features a functional layout with a first-floor laundry and a spacious mudroom for added convenience. The main floor includes a formal dining room, perfect for family dinners or entertaining guests. Outside, the fenced-in yard provides a private retreat, complete with a storage shed for all your tools and outdoor gear. The home also boasts a brand-new roof, ensuring peace of mind for years to come. With its inviting spaces and thoughtful updates, this home is move-in ready and waiting for you to make it your own, or ready to be a rental! Most recently, it was rented for $850.00/month. Don’t miss the chance to own this home—schedule your showing today! Home is being sold As-Is
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1890
Materials
- Roof: Shingle,Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer
- Laundry features: 1st Floor
Basement
- Has basement: Yes
- Basement: Stone/Rock
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Features
- Ceiling Fan(s)
- Fireplace features: None
- Finished area below ground: 0
Heating & Cooling
- Heating features: Steam
- Cooling features: Ceiling Fan(s)
Interior Area
- Total interior livable area: 1,740 sqft
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 1004263001
- Zoning: R-2
- Special condition: Standard
Features
- Fencing: Fenced
Lot
- Lot size: 6,534 sqft
- Features: Corner Lot
- Lot size dimensions: 66x99
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Winter Weather
- Cold Wave
- Hail
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $500 | $6,000 |
| Home Insurance * | $93 | $1,116 |
| Property Taxes | $100 | $1,200 |
| Electricity | $129 | $1,557 |
| Total | $822 | $9,864 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-16 | Listed for sale | $99,000 |
| 2026-02-05 | Listing removed | $119,900 |
| 2025-08-06 | Listed for sale | $119,900 |
| 2025-07-18 | Listing removed | $119,000 |
| 2025-03-20 | Price change | $119,000 |
| 2025-02-12 | Price change | $139,000 |
| 2025-01-27 | Price change | $144,200 |
| 2025-01-17 | Listed for sale | $154,200 |
| 2024-04-25 | Sold | $35,000 |
| 2023-12-05 | Sold | $44,100 |
| 2007-04-23 | Sold | $53,125 |
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